I take admission in Home learning college in Feb. 2010. By the end of March I lost my job and start having the financial problems. I ring home learning college and speak to guy name Henry I ask him to cancel my enrolment, but I was told that is not possible and the reason is I sign the contract and I am bound by the law even if I cancel it I have pay the full amount of the course otherwise as an defaulter they put that into my credit history . My Account went into arrears and I ask them to reduce the payment so can I afford it, they did reduce it and now without any attending any lecture or submitting any assignment or any form of help from the college I am still paying the fee and they still asking me more. I stop paying fee this month, now I start receiving mail and phone calls from Clarity Credit Management Solutions Limited. I am really depressed now. Regards Saff

dear ims21 ,dx100uk Hi guys thank you very much for the advice . The debt agency of home learning college ring me and i have a word with them as well they keep pressing me for thr payment, when i told them that i forward my case to consumer fourm they attitude changed. they said they send back information to home learning college that i am not willing to pay anything. My quetion is should i send this matter to by writing to Financial Ombudsman Service. Looking forward for your replyreagrds saff

Can anyone help me please? I take admission in Home learning college in Feb. 2010. By the end of March I lost my job and start having the financial problems. I ring home learning college and speak to guy name Henry I ask him to cancel my enrolment, but I was told that is not possible and the reason is I sign the contract and I am bound by the law even if I cancel it I have pay the full amount of the course otherwise as an defaulter they put that into my credit history . My Account went into arrears and I ask them to reduce the payment so can I afford it, they did reduce it and now without any attending any lecture or submitting any assignment or any form of help from the college I am still paying the fee and they still asking me more. I stop paying fee this month, now I start receiving mail and phone calls from Clarity Credit Management Solutions Limited. I am really depressed now. Regards Saff