no didnt work i will scan it 2moro on my days off cant get to scanner at work, sorry

try this

dont know if you can make this out

i will see if i can do it , if not tonight i will do it when i get home in the morning

thanks i will do if i can get my head around all that, im just reading the letter again , NDR say we have been passed your file by our client toothfairy , this has been fsat tracked to us as we have reason to believe you have supplied our client potentionally FRAUDULENT information in order to obtain credit , this is a SERIOUS matter that must be dealt with IMMEDIATELY,, FAILIURE TO DO SO MAY lead to this matter been passed to the police fraud squad

the letter threatening the police was from NDR they have given me 3 days to contact them, i just want rid of them but i am not going to pay nearly £1600 in charges and interest

its becuse i wont answer my phone to them and ive already told my bank not to pay them, as they are taking money out, or trying to 2 or 3 days before its due date, i will not speak to them, i feel like dragging them through the phone, they are getting an agency to check that the IP address i made the application from matches the address i gave them, it all sounds a bit much to me but thats what the letter says

i had a loan for £200 from toothfairy nearly 12 months ago, i missed the pay date due to my wages been cocked up, so they added some charges , i called and said it would be there the following friday, but they tried to take it out on the tuesday, wednesday and thursday, , the funds weer'nt there so i was charged 3 times by them that week and also by my bank, to cut a long story short, the payment was so big that i couldnt pay it all in one go , we arranged a payment plan of £40 pw till i had paid off the nearly £500 . everything was going fine until my wages went in a day late due to a bank holiday, i called ndr and told them what had happened and that there would be £120 in my bank foir them in 3 days, this would be the week i missed, the current week and the next week, but asked them not to take anything out of my bank for the next 2 weeks as i would be up to date and it would give me time to get straigh. they took the £120 on the tuesday and then £40 on the thursday that left me short to pay other bills, ive spoke to toothfaiyr, ndr a cpl of times to try and sort something out but i end up hanging up on them and will not talk to them on the phone, i find them very rude and intimidating, my loan now is £1,560, ive paid £200 off the original loan that should of been £275 in total but theres over £1,300 in charges, ive just had an email and letter saying they are going to pass my file onto the anti fraud police as they are sure i gave wrong details, they have my address, email, and mobile number, id dint give them any false information, ive asked for a new payment plan but they refuse, they want the whole £1,560 in a one off payment, god knows what im going to do, are the charges legal and any bit of advice will be helpful, ive been to the cab but they arnt much help , im not botherd about the baliffs as i live with family and dont have anything they could take, and im not really worried about the police as ive nothing to hide, im just worried about the size of my debt