I recently requested a copy of the bos, and was not worth the paper it was printed on i challanged them on this n they have admitted that they have no legal intrest in my car so i am now free to sell my car, what i do have with them is an unsecured loan. Going to continue to battle out with them as there are few charges on account which dont quite look right to me. They are a nightmare of a company to deal with this has been going on for 5 yrs now and has been a very expensive learning curb.