Thanks, I have enough to worry about with exams which are in a weeks time. I don't need extra stuff to be stressing about. I think I will go on the turn a blind eye approach and ignore it. Thanks for the advice people, you have been helpful

What is a default? And yes I was 17 at the time. Turned 18 last month.

That's what I was going to do. I mean surely it would cost them more to chase this case up. I barely have enough money to get me through 6th form due to government cuts. The money I do have I can't afford to waste so this is basically one of my only choices.

Hey people. Starting from Saturday I have been getting calls from IQOR, presumably from a negative balance in my old paypal account due to a bank chargeback from a buyer. Since that happened the account got limited so just let it die. It was only in -£64 so not a big amount. Now Paypal must have passed on my info to IQOR so they can hassle me. I have been doing a little reading which basically say the just try and scare you into paying. Now I was 17 when it went into negative, which was some months ago. I'm now 18 but doubt that will have much affect. Am I safe in just ignoring it due to the small amount. I am currently in my final year of studying for my A-Levels so its a real annoyance when I get a phone call whilst I am studying so just mute the ring and continue working. Not to mention my lack of money due to being unemployed and being a student. It may be a stupid move but I plan on going on the ignore plan in which I don't answer any of their calls. As it is a small amount I assume they won't chase it for long as they probably have many more cases with a lot more money. I would just like some advice or tips on what I should do regarding all this. Thanks.