me too feel we could do with the help of an experienced person on here if they are happy to help

to do watchdog would drffo need a co-ordinated attempt by a few of us as know its hard to get on. Im up for anyway of getting this guy banned from running any company or ever holding a credit licence again. Laughable failed directorships only means he owes a fortune himself no doubt wander if accounts are filed on companies house

if anyone can do a screen capture of twitter and send me an email copy be great twitter is blocked where I am

is he breaking the law requesting this or even attempting to as surely where he would get this info cannot be from a good place. Can we complain to anyone we could all do it surely they would have to listen then. I read your thread ads_uk it reads like a horror story. I do owe him money I just refuse to accept the harrasment or charges I told him to take me to court and he can justify them there. He said he has now passed it to court Iv requested the details since which its all gone very quiet.

linked in is where he was on about that blacklist I mentioned before

indeed court must be applied to for attachment to earnings that is only way money can be directed from your salary. He cannot contact your employer to say you owe money directly breach of data protection all he can do is check your work there ie if you were taking out a loan as some companies do

sorry I should have been clear all katysue sent me in a pm was not to let him stress me out and get to me no advice was just support sorry didnt know wasnt allowed

Surely a breach of data protection laws I mean I know debt recovery can look for you on a voter role and apply for an attachment to earnings but thats done through the court I think the court can look on national insurance database to check contributions to see who pays you. If this is correct im up for reporting the ****** to the police you can see from my earlier posts the trouble iv had

thanks for you pm katysue It wouldnt let me reply till I had 10 posts. Have no replied to you

thanks everyone I think I may just let him take me to court. If he sells the debt on tho how does that work in that obviously I want to challenge the crazy charges? ALso is he allowed to be contacting me after 9pm. Found a picture of the guy on his linked in profile where he also said he created a black list for people who didnt repay payday loans on time surelt a breach of data protection laws !!

what did they say?? can any one give me any advice on my previous comment

Hi I informed him I was going to enter into a DMP he said basically ok but im taking you to court now. I replied saying ok but ill be challenging your charges. It went quiet for a day then more texts and emails saying set up a plan I said look I will set up one with you but my debt management company will deal with you.... Now I have started geting texts a 10pm -10:30 pm he has also added me on whatsapp messenger (an iphone application) I have jkept these texts and emails I even commented to him this is harrasment he said look at your T and C's I can persue you for this debt. Please can someone help with what to do this is stessing me out and all he does is add charge after charge including £5 per text

Its all rather strange as the hotel has some approved building thing from the local coucil it is queens avenue tho which is the same a payday o/d and raglan hotel

Have to agree the guy just wants to make what he can with scare tactic on another note Does anyone else get calls from the raglan hotel as well Im confused by this as when I call them back they say it must be a guest but I know noone there or anyone has ever stayed I mentioned payday o/d they put the phone down.

Ok I will do. Did anyone have an idea if the £5 charge for texts emails and phone calls if fair as in my earlier post

I have considered that but the keep trying to take the full amount from my card Im worried about giving new card details to make a payment now incase they take all my wages. They tried to do it so many times on my old card my bank fraud dept called me

Hi im looking for some help I did have a loan off this company but missed a payment. I did try talking to them to say they were unhelpfull would be an understatement they said my offer of payment was too low then I started getting texts and emails and phone calls saying they cost £5 each sometimes 3 or 4 a day I tried communicating via texts and emails getting threating genric replies al while the added charge after charge a default charge now legal charges. Iv got to the point saying ok issue the claim Ill challenge part of the claim as the unfair charges. He still emails and texts and calls I asked why he was doing so if he had issued a claim no reply to that have been waiting a week for this claim not had it yet. Do I have any chance disputeing the charges ?? I wouldnt mind I said Im happy to pay the original loan and some FAIR charges but they said no. Any help would be appreciated James

Hi im looking for some help I did have a loan off this company but missed a payment. I did try talking to them to say they were unhelpfull would be an understatement they said my offer of payment was too low then I started getting texts and emails and phone calls saying they cost £5 each sometimes 3 or 4 a day I tried communicating via texts and emails getting threating genric replies al while the added charge after charge a default charge now legal charges. Iv got to the point saying ok issue the claim Ill challenge part of the claim as the unfair charges. He still emails and texts and calls I asked why he was doing so if he had issued a claim no reply to that have been waiting a week for this claim not had it yet. Do I have any chance disputeing the charges ?? I wouldnt mind I said Im happy to pay the original loan and some FAIR charges but they said no. Any help would be appreciated James