Hi DD No six year out credit card debt from Dubai has just resulted in an second charge on my UK mortgaged property by CWD.

I am sure they send letters too...Whether everyone reads them because they don't know what they are is a different story.

CWD have definitely placed a charging order on my property from Dubai. The Land Registry placed as EmiratesNBD. I think it would have been added by default without a judgement as I missed the original letters because I am in Europe now. I will arrange for it to be set aside and will update you. Any one else had one of these registered?

I am also waiting for updates from CWD court cases...

Sweet ok so I will fly back to London in 4 weeks for good so can deal with the CCJ set aside then... Of course I will keep this updated. Thanks

Thanks Sir...I will do... One more question... Can the 3 letter process be used? I read on another website about this...Can you read this link. Also...

That answer surprises me because CWD claim to be solicitors not debt collectors acting for uae banks. I will follow your instructions exactly when I get back. Anyone we know on here who has successfully set aside a CWD ccj or charging order from Dubai debt specifically that you know? Thanks again....

Sure thing but I did not fancy prison. UAE international debt is now secured again my house as an interim charging order... If CWD for example forced me to bankruptcy in the UK court, how far down the pecking order would they be over a UK unsecured credit card provider?

Thanks mate. I must be one of the first people in the UK to get an ICO over Dubai Debt! I will weigh it up but it is depressing...

No I left Dubai in 2007... Right now I am in Romania and had no idea about CWD actions so in May when I return to London I will request for a copy of the CCJ...And then a set aside. Any template vwould be helpful..thanks I do have another question. What would happen if I managed to get this "set aside" successfully in the courts, what would CWD's next step be? I read UAE debt can be chased upto 15 years... Thanks...

Thanks so much much SP...I will update when I xan.

Thanks for this... Has anyone in situation tried to set aside a ccj based on Dubai debt? I would really like to know the processes taken as well as an example if possible? One more question...Is bankruptcy possible? Does it stastically happen often? Is it still possible to ask for a copy of Emirates banks T&C's that state this is enforcable in the UK? Anyone?

Thanks. I will do as soon as I return to the UK. Has anyone else had a charging order for Dubai Debt? How is Dubai debt recognised on my UK property? It is definitely and Interim Charging Order Dartford County Court...Dated 31/01/2013 but I only just saw it today...Is it too late to get it set aside? It is Dubai Debt of chris sake! Any more advise would be helpful.

It is definitely and Interim Charging Order Dartford County Court...Dated 31/01/2013 but I only just saw it today...Is it too late to get it set aside? It is Dubai Debt of chris sake! Any more advise would be helpful.

My God they have accumalated this debt thousands of times. Minimum made up of 100,000 aed which is £16,000! Original debt in 2007 was about £7,000. How can they get away with this? Do the uk courts even know about uae prisons? Does anyone know what the next step is regarding this? Anyone else had these charges? Thanks

Dear All I am a property owner who also lost my job in Dubai in 2007. The sad news is despite this being UAE international debt Coyle White Devine has filed a second charge again my title register although it doesn't tell me how much it is... Any advice on how to deal with this please? Bankrupty? Thete is not a huge amount of equity in my house... Any one else had second charges please? Thanks for the feedback.. .Is there anyway they can force me to go bankrupt?

Thanks

Thanks CB. If I run a CCJ check for £4 will at show up on my credit file history? Don't want to tempt fate.... As of today my Deeds look clean, I know this can change....

Not 100% sure if it has. I want to check but won't it show up on my credit file if I did? Then the creditors would find out (maybe) or is that rubbish?

Hi Michael Thanks for your reply. So in reference to a charging order that would show up on my deeds yes??? Would you be able to check my title deeds if I email them to you? As for residing outside the UK it's kinda not happened yet. Only once I've sold.

I guess what I want to know is IF I had a CCJ (I've never checked) would this show up when I tried to sell my UK property? (These are unsecured loans and I can't see any second charges on my title deeds) I live in Europe now so won't ever get another mortgage in the UK again. I just want out of my current property. Any more advice would be greatly appreciated.

Hiya CitizenB This was what I was thinking, but can't unsecured loans be turned into charging orders? How do I know that if I try to sell my property something won't show up? Am I looking in the wrong place? Where should I look to be sure? I just want to know that I can sell my property without anything stopping the sale. Would the solicitors search anywhere else?

I am looking to sell my property and because of old UNSECURED debt I decided to order online a copy of my Title Deeds from the Land Registry for £4. Surprisingly after doing so I looked hard but couldn't find any "second charges" on the form. Not that I'm complaining, but still confused. I have the obvious information on my deeds such as the mortgage lender "Bank of Scotland" + Crest Nicholson (Developer) + Peverel OM Limited (Maintenance for Development) + Ingress Park Management (ditto). There is no more information. 1. As this is a copy, is it missing any information? 2. What about any pending charges? Can these restrict the property sale? Would really like someone to view my title deeds thoroughly for me and give me the OK.... This would be much appreciated. Thanks