Will put them on speaker phone and record using mobile, i already suffer with depression so this is the last thing i need

Feel so much better now! We do want to set up a payment plan to get rid of this debt but the so called baliff wouldnt have it

The loan was due to be paid on the 1/11/11 so not that long if you think about it, we did email Capital Finance one and received one back saying it was now in the hands of MT Collect and to contact them.

Thanks so much, they havent turned up....yet. Still abit worried in case they do but as you have said im not opening the door to them. It was the way he said that they could force their way in and take whatever they liked including my childrens things.

Yes, thats the name we have on a letter from them. They rang this morning and told us they're coming out later today, . They told me they can enter my own weather i like or notand take whatever they want so im now terrifried as i have 4 children

When i spoke to them i asked 'are you a debt collection agency or the balliffs?' , he replied 'we're baliffs'. I thourght baliffs only came after it went to court.

No, we've had no court letters at all

Hi, has anyone had any dealing's with Migate Trace and collect? We took out a small loan with Capital Finance One and problems paying it back as i came out of work and ended up on income support. We have been receiving phonecalls from Mitigate Trace and Collect demanding payment, they are extremley rude and said if payment is not received they will be coming to our house to collect goods. When i said 'you can come round but wont be getting in' the reply was ' we can use whatever means are necessary to gain entry and take whatever we want'.