I dont remember my health has got rather bad over the past few years and as a result I have not been onto of these debts but let the DCA rule me rather than the other way around

Thanks very helpful will stop paying immediatly I have been a mug really! I am waiting for the statments for the other two accounts which I have requested from them and will then take your advice will come back then if I need help on how to progress Many thanks lid

Thanks to all I had more or less decided to stop paying and will now do so. This company is one of the worst they have in the past phoned me 10 times in two hours and generally made my life hell and it is only to stop their constant phonecalls and letters, which they charge £12 each for , yesterday I had three so thats another £36.00 over the three accounts, that I continued to pay and have been doing so through the CCCS but have now realised just how much I have overpaid and how long , for ever, I would continue to pay. I am awaiting the full statments on the other two accounts from them, they seem to be dragging their feet, and then I will take it from there. Many thanks for all advice

I have 3 accounts with different catalogues that were passed to Reliable Collections some years ago (about 3) I have recently applied for a complete statement on one of them (now applied for same for the other two) and after looking at the statement I find that on an original £124.82 debt I have paid £242.03 The interest over this time has added up to £163.01 their administration charges amount to £288.00 therefore the orignal debt plus the interest and administration charges add up to £575.83 I have paid £242.03 which means that at the moment my balance despite my paying them religiously for the last year amounts to £333.80 still to pay. The interest charges are going up continually and are now more per month than I pay them so I will never pay off this debt no matter how long I pay it for. I believe that the other two accounts are the same story Please can anyone help and please can you put it in easy financial language as I do not understand a lot of what I have read PLEASE HELP ME!