I have taken peoples advice on CAG and managed to arrange repayment plans with 4 payday loan companies except Swift sterling who have refused to set up a plan with me. They forwarded my account to CRS on Friday and I have been bombarded with emails, texts and phonecalls. I spoke to someone on Friday and he toldme that a field agent will be visiting my house unless I make a payment in full, I said I could make a £50 payment if he gave me the bank account details and he said he would send them but didnt. It is now Tuesday and they have now started texting my office main switchboard and when i called them a guy told me that were allowed to do that . Please help as I dont know what to do next

WDA have set up a plan with me , swift sterling are still ignorant, Txt Loan have set up a plan, open door loan are still negotiating with me and Payday UK still havnt replied so fingers crossed everything will be sorted out soo. Big thanks for the help!!

Swift Sterling have replied within 2 hours so what now??? Dear Mr , Thank you for your email. We acknowledge receipt of your e-mail which we have forwarded to our Payment Services Department for their attention. Kindly note that Payment Services are only available via phone and would not be able to answer queries via email therefore we encourage a call to them at your earliest convenience on their freephone number 0800 012 40 89, their hours of operation are 8am to 8pm Monday to Friday and 8am to 5pm on Saturdays. Thank you for choosing Swiftsterling.co.uk Kind regards Sarah Customer Care Representative

I have just received this email from wageday advance and dont know how to reply as I have a total of 5 payday loans and trying to deal with them individually to set up repayment plan and WDA are the 1st to reply to my original email in 24hrs with this: Dear Customer Thank you for your recent correspondence, please find attached an income expenditure form for you to complete in order for us to accept a reduced monthly payment. Please complete the form in as much detail as possible and we will also require last months bank statement to support the income expenditure form, please ensure the form & the supporting document/s are returned to us within 5working days. Failure to do so will result in your account been processed which means you will incur daily interest, receive calls, emails & sms. You also authorise WagedayAdvance to collect outstanding monies from any account details you have provided to us. Regards, Elizabeth Ireland Collections Tel: 0872 098 8888 Fax: 01756 796887