Just decided to go down the PPI route. I am claiming against Alliance & Leicester, HFC and Swift. I took out a loan in around 2003 and ended up paying back 18k MORE than I borrowed, depsite almost losing my flat. I have instructed a PPI recovery company to work for me on a no win no fee basis. I am confident that I will get SOMETHING back from the first two, but am I wasting my time trying to challenge Swift. I cannot recall what the breakdown of the charges was, I seem to recall shredding the documents in disgust when I was shot of the parasites, but I know the PPI company will request this from Swift, but has anyone here had any joy with reclaiming ANYTHING from Swift?