Thanks for your advice. It's beyond belief that these companies still exist. Everything is wear and tear when it suits them. Bearings are either covered or not in my opinion. Afraid now that if i don't go ahead this week after calling them, (can't afford it right now should I have to pay) that when I go back to it in a few months they'll say- You called us about this in October and should have done it then. I'll try Honda anyway. Head office I suppose? Thanks again. Dan

Hi. I found this thread searching about warranties. Just wanted some advice: I have a 'silver warranTy' with AutoProtect, and my Honda civic (03 reg, 71,000) has started to make a loud whirring noise when in neutral. When clutch is put down, it stops. After some research, it seems this is a big problem with Honda Civics of that generation (so much so that Honda issued an extended warrany so people get the bearings replaced- but only 2004 cars onwards) So I called APA and told them that I'm having trouble getting it in gear and about the noise. He said take it to your garage, get them to strip and report and then we will say whether we'll pay. Problem is, that just taking the gearbox out and putting it back can be around 6 hours of labour plus VAT, and if they refuse to pay due to 'wear and tear' then I obviusly have to fork out that money and then the possible repair. Honda said that it's caused by 'decceleration torque in the main shaft resulting in high stress on main shaft bearings' So would the broken bearing have been caused by 'wear and tear' or a fault? Local garage said they had something similar with a 'gold' warranty and they refused to pay. From what I've read, they're a bunch of con artists who rarely pay out on anything. It cost £200 for the year, so I think they have the right to provide a decent service. I'd appreciate any advice from anyone who's had dealings with them - good/bad, and maybe how I should play it. Thanks Dan