Well it's official, the money has now been paid into my account!! I will be making a donation to the site as I couldn't possibly have done this without all the help I received here. Thanks again everyone!

Not posted any info for a while but just thought I would keep everyone up to date with what has been going on. I received a letter just over a week ago from the court telling me that my court date would be 5th March 2007. Wasn't that impressed as had been hoping for sooner but not a lot you can do about that. I was going to spend some time getting my court bundle together over the Christmas break as my documentation all needed to be in by 10th January. But now the best bit - I came home from work early today as it is the last day before Christmas and found a letter waiting for me from Barclays saying that they would give me a full settlement!! I really wasn't expecting this, thought I would have to wait until just before the court date until I got my money but it appears Barclays are finally relaising that they aren't going to win!! the letter I received is as follows; The amount mentioned, £3799.73 works out to be the total of my claim plus interest and court costs so needless to say I am very happy! I have fired of aa couple of emails to Temilope saying that I won't accept the confidentiality clause and will send a copy of the letter which I will be sending to the court once the funds are in my account. She has replied saying that this is fine and that due to it being Christmas the money can only be guaranteed to be in my account 3 working days after they receive my form. I couldn't have got a better Christmas present and I couldn't have done it without the help of people on this site so thank you all and have a great Christmas, I know I will!!!!!!!!!!!!!

Thanks Welshman, so do I not need to include the rest of what is in the court bundle at this stage. Sorry if I'm being really dim but just want to make sure I egt everything right.

Can anyone help me out with this please as I wanted to try to get the stuff in the post tomorrow

Also, I have seen the basic court bundle and will attach my list of charges again but is there anything else I need to include?

Thanks everyone, also what info do I need to fill in on section G of the allocation questionaire?

Any advice would really be appreciated

I have received a copy of Barclays defence and it reads as follows: Is there anything in here I should be worried about?

i submitted my claim via Moneyclaim 2 weeks ago today, can anyone tell me how I can now check what stage this is up to?

I sent a letter to say I would accept their offer as a partial settlement and started my claim via Moneyclaim at the weekend, I had notification from them that this had been served on the 9th October. This morning I received the following letter from Barclays and I am beginning to wonder if I am doing the right thing. Is this just another standard letter? I had thought that they might make me another slightly higher offer. As I have said I have already started the Moneyclaim process but am just looking for a bit of reassurance. Thanks

I have been through all the usual steps up to now and am just about to start a claim via Moneyclaim. The only thing I'm not too sure about is how much info I need to give in the 'Particulars of claim'. Do I need to type in the full list of charges or is there a quicker way of doing this. Would really appreciate some help on this, don't want to chance getting it wrong. Thanks

I have been at this for the last few months and have gone through the usual thing of getting statements and asking for my money back (approx £3,500) I sent them a letter before court action last week and got this reply today; Can anyone tell me if this is a standard letter to try to stop me taking this further, should I accept this or keep going for the full amount. Also if I do take this to Moneyclaim do I still need to reply to this letter telling them that this is what I will be doing? I would really appreciate any advice on this. Thanks Jodie:confused:

Thanks for the help, I have worked out that they owe me £3500!! can't believe it. I am going to send my request for repayment off tomorrow so watch this space!

I have been looking at my statements but am a bit unsure of what I am looking for, the main charges seem to be 'Unpaids out', 'Paid referral' and 'Unauthorised overdraft fee'. Can I claim all of these back? Would really appreciate some advice on this so I can start taking the next steps.

Well I finally received my statements, in fact I received two sets of copies! Now I just need to work out exactly what they owe me. I will keep you posted with where things are at.