Thankyou very much. I thought I was ok, but that's very reassuring. Just out of curiousity, what if they were '98 or after? Embarrassingly, I qualified as an IFA years back, but we learn very little about debtors as obviously there's no money in it. I'll probably declare myself non-domiciled soon also. Thanks again for your selfless help, I will try in turn to contribute where I can. Now, i gotta figure out how to change my username - deemed unsuitable!

Wow, this thread is the closest I've found to my own situation. The background - SLC deferred my repayments for another year as I was a student again, then lied about it, denying that they had received proof and accepted it.They really are a piece of work - I sent them a bank statement from my chinese bank once as proof and they were in disbelief it was in Chinese. Not too mention the 1 hr+ call waiting times. I believe it is a deliberately corrupt business practice. Fast forward a year and my Dad starts getting letters from BCW. The usual threats. Their '24 hr 7' day premium rate hotline is never answered- probably a good thing retrospectively. I read up on these forums and i have some bank accounts and building society money still left in UK. I'm very glad to read on this thread they cannot seize this money. Are you all certain that is the case? No matter what. Anyhow I guess my last deferral was 2007ish, so not 6 tears yet and my debts were 2007-2009, so from what I've read, there are different rules post 98?? that splits mine in half. Well thanks to you guys I read lots of threads and am hoping to get them all statute barred, even if it takes 15 years. As a precaution against them seizing my assets, I sent a letter simply stating, there most have been some error with the SLC and I do not acknowledge any debt with them. I told them to correspond with me in writing at my true (at the time) current address in Cambodia. Never contacted them since, nor do I intend to. I had read on these forums that to secure a CCJ and seize my assets they would need to prosecute (wrong word?) me with the co-operation of the country of my residence, is that so? I really cant see that happening in Cambo, but I think USA and EU and perhaps a few other Western countries may do so, at in theory. Thats all from a thread I read about 3-4 years ago. Is my money and any future inheritence safe do you think or is there more I should do? I have a QC, judge and solicitors in my family, letters by them previously scare off anyone. Thanks again