This is the latest email ive had off them its the same email ive had 3 times now........ We accept partly payments You make on Your MiniCredit.co.uk account, but we do not offer payment plans and freeze the balance. All payments have to be made by a debit card according to the Loan Agreement. The possibility to make payments using a different debit card once only is provided on Your MiniCredit.co.uk account. We will postpone the visit of the doorstep collector (each visit costs £100) for another 30 days and so on after every partly payment, but the loan should be cleared by the 90th day overdue. Kind regards MiniCredit.co.uk Client Support Team

am in the same boat my £100 payday loan is now standing at £600 even thought the same month i got it i lost my job and sent them an email explaining that i lost my job asking if i could pay in installments or put it on hold till i found a new job. Shock horror i got no reply- that was 3 months ago! now still unemployed and not liking it 1 bit! ive tried contacting them several times via email i dont want to speak to them via phone as the 1 time i did they were very rude and threating!i keep getting the same responce or they keep phoning me, the wont accept a payment plan and have give me 30 days to find £600 or they'll add another £100 to my total! i dont know what to do! they keep threating door step collection which am sure legaly they cant do till after a court hearing, also when i did speak to them i was disgusted at when i explained that am unemployed and also 8 months preg at the time i didnt need the stress. they didnt care just kept demanding there money!!!! A WARNING TO EVERYONE DO NOT USE THIS COMPANY!!!!!!!!!!!!