Hi i guaranteed an overdraft facility joint and severally with my now deceased business partner. The business failed and Natwestand now shoosmiths acting on there behalf are pursuing me to repay. I reluctantly agreed to pay £100 per month in may 2010 to stop court proccedings now my finances have worsened and following advise from payplan have contacted all my creditors offering a tpken payment of £1 per month to each of them, all bar shoosmiths have agreed they are now threatening to take me to court again to get a charge on my property at the moment we have more going out than coming in what can i do ?:-(

Hi i guaranteed an overdraft facility joint and severally with my now deceased business partner. The business failed and natwest and now shoosmiths acting on there behalf are pursuing me to repay. I reluctantly agreed to pay £100 per month in may 2010 to stop court proccedings now my finances have worsened and following advise from payplan have contacted all my creditors offering a tpken payment of £1 per month to each of them, all bar shoosmiths have agreed they are now threatening to take me to court again to get a charge on my property at the moment we have more going out than coming in what can i do