the sofa i took out the following month...in 2006. on the agreement the 'extra comes under maintainnace vouchers, for £1200! We were paying £78 a month for the TV etc and £40 for the sofas until about 2008 i think when we reduced the payments for £60 a month. We may have missed on or two payments in all that time but no way should be still be owing 1300 and each agreement, surely?

just converting them, but i have no attach files on here only pictures and that asks for a url link x

Hi there, hoping someone could help and point me in the right direction. In 2006 my husband and i purchased a TV and DVD recorder on hire purchase. I was told at the time we had to have the PPI insurance, which in total with the interest came to 1200!!. Well i have been trying to sort this for years with no luck, every time i call they say a manager would get back to me. I have now realised that we do not a have signed agreement with them. An agreement was sent out by post, but we never signed it nor did they, i still have all copies. Also out of interest i asked for a balance on our account and was shocked when they said £1300.... we have been paying £60 a month since 2006! What steps do i need to take? I also have another account with them for a sofa... PPI again was sold to us, 2006, we do have signed agreements for this, balance is £1300! Thanks in advance Tracy ( the company is homebuy)