Thouroughly hacked off with these new rules; 1. my insurance expires mid-month, 2. I have paid a heavy premium to buy a house with a garage - so that I can keep the car properly off-road when it is not insured, (previously I parked it on my parents' front-garden.) 3. My kid brother got fined under the old rules, (which were already quite strict), he had car locked in garage while he was lying in hospital in a coma - still got done for not declaring SORN on disk expiry. I have a pre-existing medical condition, (yes, the insurers know all about it and the DVLA), so it often takes a few weeks for the medical reports and tests to be reviewed / accepted. Now, thanks to the new rules, I stand to lose part of each year's car tax disc, or have to 'double pay' for at least a month. If car insurance can start on any day; why is SORN still built on exact calendar months?? All from a Government that claims to be "simplifying red-tape". Are these new rules an acknowledgement that the APNR system is *not* working? Considering the rising cost of fuel, premium tax and MOT; I think that my current car will be my last.