Personally I think that on the face of it they seem to be using the court system to try and frighten people into paying up as they don't seem to have all their paperwork in order to start with and in the end don't want to risk losing. The court by the way said it would be automatically struck out by that date anyway, so I'll just have to wait and see.

Yes there is an update. I did not attend court due to peronal reasons, however I submitted all my paperwork as directed by the court and gave them the two weeks notice they asked for saying I could not attend. I didn't hear anything after that for a while. The Claimant never submitted any paperwork and failed to comply with the court directive, they also apparently didn't turn up to court on the date of the hearing. I have recently received paperwork from the court stating that they have given them until a date in early feb next year to apply to 'restore the matter'. Not sure where this leaves me but I am surprised the court has tolerated their behaviour and given them so much leeway on the face of it.

The instructions from the court gave the date for the hearing and stipulated that each party had to send all other parties copies of the papers they intended to use at the hearing by X date, there were never any papers attached to the original claim so they must be producing something, I sent them my Witness Statement and associated paperwork by the deadline dae but haven't had anything at all from them.

Hi again, I sent all my paperwork to the Court and MKDP by the deadline date stipulated by the Court in their directive. It's days past that deadline date now and I've received nothing from MKDP, is there anything I should or could be doing as they have failed to adhere to those instructions. Thanks

slick132 and andyorch, thank you for your help and advice. All this legal stuff is hard to digest for me but I think I can put something together now and at the end of the day it is worth putting up a fight after the way I was treated by Barclaycard when I fell into problems, they made my life a nightmare.

I am trying to produce something for the court's deadline submission date as time is creeping on, but am struggling a bit with it. I wondered if you had managed to find out how I could ask the court to order the claimant to produce the rest of the statements and correct credit agreement. thanks

Thank you so much for taking the time to provide such a good reply. I need to produce something for the Court and can use this, is it lifted from an actual case. Sorry about my ignorance in such things.

Thank you! I have links to each of the pages separately, I've included the covering letter I didn't really understand what they were on about in it. The amount of balance on the letter dosen't agree with any of the other balances of account. http://img.auctiva.com/imgdata/1/3/6/2/9/4/8/webimg/703640957_o.jpg http://img.auctiva.com/imgdata/1/3/6/2/9/4/8/webimg/703640967_o.jpg http://img.auctiva.com/imgdata/1/3/6/2/9/4/8/webimg/703640980_o.jpg http://img.auctiva.com/imgdata/1/3/6/2/9/4/8/webimg/703640995_o.jpg http://img.auctiva.com/imgdata/1/3/6/2/9/4/8/webimg/703641018_o.jpg http://img.auctiva.com/imgdata/1/3/6/2/9/4/8/webimg/703641037_o.jpg http://img.auctiva.com/imgdata/1/3/6/2/9/4/8/webimg/703641051_o.jpg

It was early 2007, but I think it was May.

Hi, sorry I missed that but have looked through and can't see any reference to PPI, i don't think i ever paid it. Also, there is no date on any of the sheets they sent.

It states that the hearing is on 5 nov and both parties shall deliver to every other part and to the court copies of all documents on which he intends to rely no later than 22 oct. i have part statements and various terms and conditions which are supposed to be the reconstituted agreement but I'v just noticed that the agreement states a 0% interest rate until jul 2008, i don't remember having that for so long as the agreement started around april/may 2007 at the latest.

They sent me a reconstituted agreement, which was two random sets of t&c's, no dates on it and the interest rates on the two copies were completely different, They only sent me statements for the last two years I think the account started early 2007. I wondered what I should send to the court by their deadline, you previously mentioned that I could ask the court to demand the rest of the statments. I never received a letter before action (they cannot produce a copy), also I posted the default notice up for checking in my last post (31). It's quite scary dealing with this Company what is the worst case scenario if this goes against me, they seem quite ruthless from the letters they've sent me. Thanks

Hi again, it's over three weeks now since the deadline for MKDP to pay the court fees in respect of the above. Should I have heard anything else by now, it's all gone very quiet. The notice of allocation mentioned above gives both parties a deadline towards the end of october to submit all paperwork to the court for the hearing in early november. I am not sure where to go from here as i still need all the statements and nothing else received to date. thanks.

Here are the two pages of the DN, the page two states Enc for the OST sheet but it wasn't sent and the total amount owed on the DN is different to the total on the court claim. http://img.auctiva.com/imgdata/1/3/6/2/9/4/8/webimg/695822987_o.jpg http://img.auctiva.com/imgdata/1/3/6/2/9/4/8/webimg/695823003_o.jpg

Hi, I have only requested the documents mentioned in their POC, statements to verify the total claimed. The only other thing I did ask for was the Letter before ACtion as I understand they are legally obliged to send this and I definately never received it, judging by the comments in their letterit dosen't seem to exist in the first place