No not yet - could do with some help with wording please.

No as i am still unsure what to write - if you can give some tips please? Thanks

Thank you happyhippy - that helps alot

Many thanks for your advice. What grounds should i use for the set aside? Also how much does it cost at the court?

help please

Where do I start with the set aside? Do I need to send a letter to the bank to ask for list of charges or write to collection agency? Thanks again.

Thank you all for advice. Any more is greatly appreciated.

Yes I am afraid I did but have buried head in sand! I did have an overdraft - it was £600

Current A/C

Hi there I have today received a SD through my door. I was here but no-one knocked the door. The SD is from creditor ME III Ltd as assignee in section C but it states solicitors Mortimer Clarke in section B. The original debt is to Yorkshire Bank for sum of £2,300. I was sometime ago intending to claim back horrendous bank charges - if i remember correctly to the sum of about £3,500 over six years. I didn't continue the claim due to the court case against banks failing. The SD is in my maiden name, I am currently unemployed and am a homeowner with mortgage. I am now left with this SD. What steps do I need to take now? Any help would be greatly appreciated. I have done some reading on here about SAR's and CCA's etc but am unsure of exaclty who i write to and what I say. Many thanks. P.S. I haven't used the account for over a year now.