I was hoping to advise readers to be aware of this issue, not just for you [i never do anything wrong] to take a pop at me! Thanks for that, and good luck to you too!

Being a careful driver, with lots of experience abroad, I don't usually take the additional insurance, and am now fighting a bill for Euro's: 361 for a tiny stone chip! Our vehicle, while a virtually new/convertible, had hundreds of small chips, dents and dinks all over it, so was signed off with 'x's everywhere, but guess what, no 'x' for the windscreen. My fault, I didn't examine it, thinking I had everything covered. When we returned it, they immediately focused on the windscreen, and identified this tiny chip. This appears to be a regular [problem]...so watch out! This occurred with 'Guerin' at Faro airport.