Again thank you. Off for night shifts so will try and sort tomorrow.

whats a SAR?

It was never on my credit report before the end of last year, directly by Arrow. I have never received any notice that debts are being sold or handed to a second company.

Thankyou, I have never accepted the debts, how can they put the debt on a credit report? Will try and get sorted tomorrow when I have the opportunity. Regards

Sorry first post and new to forums, On my credit report I found two entries from Arrow Global 1st for a sum of £756 2nd for a sum of £250 Since I have had calls over recentmonths in regards to the 756 when asked what the debt was for they could only say a HSBC account, when I told them I had never had a HSBC account they said it would be from a Morgan Stanley credit card again I have never had one. They told me to go back to HSBC with the sort code and an account numner they gave me, it transpires from an old first direct account, i though i had paid up previously, and has come out of the blue, I have written twice to first direct as they couldn't give me details over the phone as I didn't know any passwords, I have heard nothing, the DCA dont seem interested just I owe can you make payments? I have refused as I don't know the debt. Firstly, if my debt if I have one is with First Direct then how come Allied Globbal can enter it as a debt to them on my credit details on Expirean? Do I have to do the leg work to chase details of a debt they seem to think I owe? Again the second debt I think is with Orange, but again do they have a right to enter it onto experian credit report when the debt is with Orange? I was contacted about this by Freidrickson Int over a year ago, then heard nothing when I asked for details about the debt. Today I received a text from iQor saying I needed to contact them urgently about private buisiness, polite but they can call me! and after looking on the net about them am concerned, also had a voicemail from another company asking me to call back. not sure which debt they are chasing, but can you help please? If I owe a debt then I am happy to pay for that, but not happy when a DCA asks for payments but cannot tell me where they come from. Also If i owe money to a company how can another company make an entry onto my credit report? I will be out of the country for three months from July and would prefer to sort beforehand to save my girlfriend the anxiety. Hopefully I can get some help and advice, regards Carl