any more information on this mate? is it available on-line?

i dont think so - sorry

i too had a problem with credit expert. got my rating to 999 after a long time. checked it 3 months later to find it had dropped to 466!

checked my report and found to my horror that every institution i was involved with was shown in triplicate!

my debts had risen from £18000 to £58000.

 

i contacted credit expert by email, and recieved a reply stating that it was because my name and address had been inserted twice (not by me). they would correct the input and all should be well.

 

3weeks later and its done. back to normal, but its cost me £20+ to check! a nice little earner for the cra's me thinks.

I honestly think bad data is a bigger problem than they let on. Its so damaging as well. In my opinion they should suffer some form of litigation to get themselves in gear. All issues affect the consumer not them! they still get their bureau fees from the lenders irrespective of whether the consumers data is of bad or good quality. Try and get the costs refunded as a minimum. threaten legal action (obvioulsy you will have to back this up + also write to the data protection officer). The credit expert thing is a con as well - £8 pe rmonth for your data!!!! shocking the only thing it does is give you an idea of how your crdit file is interpretted by lenders, and there are some free apps that can do that. If you have an iphone i found icreditscore to be really helpful, you can take data off your credit file and it gives you a score and tells you where you would probably lose points and its free!if you choose any litigtion good luck!!!