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cat1982

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  1. Thanks, I know it doesn't look good and I look like a terrible person, but I'm really not. I never thought I would do anything like this, prior to having my kids I always worked full time and paid my taxes resenting the people claiming falsely, never thought I would end up becoming one of them. It's just too easy to see it as a way of having a bit extra to get by, I'm ashamed I was so weak. Im not a confident person at all and far too easily pushed into doing wrong on this occasion. I just don't know how I will cope with it all, I can't even stop crying to talk to anyone about it, hence writing on here. I know it's all deserved though.
  2. Please can anyone offer advice as to what my next move should be and what is likely to happen? Thank you
  3. Hi, firstly apologies if I have posted this in the wrong place, 1st time here. I am looking for some advice as I am in a total mess of a situation and feel unsure what would be the best way to go to correct it all. Basically, I have claimed my tax credits as single when alot of the time I shouldn't have been doing. I know I have done wrong and feel so ashamed of myself, Im not looking for sympathy as I know I should never have lied. I am so so scared, apart from this I have never done anything wrong in my life, and in all other ways I am a law-abiding person, which doesn't excuse what I have done I know. I first claimed back in July 07 when my 1st son was 6 months old and I returned to work part time. I was with his father but it was very on/off at the time and it was a huge struggle so I claimed as single as I was desperate to go back to work but couldnt see it being worth it without having a big help with my childcare costs (my sons father refused to help as he didnt really want me to return to my job) I continued to claim this way, although I regularly asked my partner to let me do it properly and claim as a couple but he always went mad and refused as he had alot of previous debts he didnt want to catch up with him so he has always wanted to keep himself 'hidden'. We had a 2nd son in June 2010 and shortly before that we moved into a house (the mortgage is in mine and my fathers name) I was on maternity leave from work from the beginning of June 10 until April 11 and was recieving maternity allowence as my hours at work werent enough fot stat maternity pay from my employer. A couple of months ago I recieved a letter from HM Revenue & Customs entitled "Is your single claim correct?" I believe these are standard letters they sent out to single claiments from what I have read online. I didnt respond to the letter but recieved another about a month ago saying my claim for April 10-April 11 had been selected for review and requesting bank statements, childcare invoices, copy of mortgage, childrens birth certificates etc. Again I didnt immediately respond, but rang tax credits yesterday as I needed to change my employer details, but they said I had to phone the number on the review letter I recieved (Compliance team). I rang them and spoke to a lady who confirmed all I need to send them in order to close the review, she said it was a random check but also and due to the fact that I made alot (there were 5/6 I think) changes to my childcare over the last year (they were due to my eldest leaving his private nursery to attend the school nursery and then costs changing and my 2nd son starting childcare). I dont think they are 'on to me' properly yet, but I know they will quickly see I have claimed wrongly once I send in the paperwork they require as my partners name is on the birth certificates and our address is down as being the same and all the invoices from my sons old private nursery are addressed to us both at the same address. I know I deserve to be caught, and in all honesty I actually feel quite relieved at the thought of not having to be dis-honest anymore, as despite how it may seem, it is really not my nature and I have never been happy with doing it but have felt as if it was the only way I could continue to work as it would have been unaffordable otherwise. I just dont know what to do now though, obviously there is no way they wont notice and I really just want to be honest and face it, but how do I go about it and what is likely to happen to me and my family? Do I just ring tax credits and say I want to admit to claiming falsely for the last almost 4 yrs? What will happen then if I do? Will I get arrested? Im terrified, I keep thinking Im going to be made an example of due to the fact I live in a nice house (although thats down to my dad buying it an helping out) and be imprisoned and be put in all the papers and I have ruind my childrens lives because everyone will know as we live in a village and people will be cruel to them. I am in an absolute state, feel sick, cant stop crying and havent slept with worry. Will it work in my favour at all if Im admitting it before they discover it at all, or will it be just as bad as they will know I am doing it knowing there is no option not to? Im so sorry for what Ive done, and always knew this day would come if I didnt stop but it was so hard to see a way through without the extra money to get by. I am also pregnant again and scared stiff at the thought of being put in prison and having to have my baby in there. I hate myself for bringing this on my kids and feel petrified at thinking I may have to leave them because of what Ive done. I only wanted the best for them and wanted to work part time instead of full so I could spend time with them but now I have ruined everything.
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