Ok Im guessing that becuase its SB, it doesnt even matter if I give them my address?

Hello again all, Just to bring everyone up to speed: MIB pay out a frivolous claim in my absence. I am absent because they have not tried to contact me. They admit liability on my behalf, in my absence. I did not sign this right over to them. They have then been assigned the rights of the claimant. The MIB - Using Geoff Leavers Solicitors - have submitted a claim to the courts. As they were sending letters to an old address, I did not get to defend the claim. I now have a CCJ against my name, for 10k. My bank alerted me to this, and I then found out what was happening. I wrote countless letters to the courts - All intercepted by the 'Court Manager', none getting through to the Judge. But apparently the Judge 'read a letter from the defendant' (me) and threw out my defense. I am confused as to whether the letters we're getting through to the Judge or not. I have contacted the MIB directly using their complaints procedure - I gave them the court claim reference number, and they have responded to me saying: Thank you for your email. I have searched our systems to try and trace the claim this matter relates to but unfortunately, I have been unable to locate the claim. Could you provide me with your full address and the date that this alleged accident took place. I look forward to hearing from you to enable me to proceed and complete my investigation into the matter. If you have any queries in the meantime, please do not hesitate to contact me. Now the reason that there is a debt, is because the MIB admitted liability on my behalf. No court case. No summons. No contact. Nada. The reason there is a CCJ is because they (The MIB/Geoff Leavers Solicitors) went to the courts and supplied the incorrect address details for me. I would like to point out that since the CCJ in AUGUST 2010, I have never gone to the court to declare my employment status/wages/savings, and I have had NO FURTHER CONTACT from either the MIB, the Solicitors, or the courts demanding payment. If I give the MIB my address and the date that the accident happened, what position does that put me in? PS The claim is SB, much like the rest of the cases they are pushing ahead with. Thanks

Words of wisdom, thanks Gany...

Ganymede - I kid you not. I call them asking for a claim form and POC. Response - We dont have it. But heres the solicitors name and address. Call them up.

Thats another thing Ganymede....The claim form was never sent to the court. The court keep telling me to contact the solicitors to get it. To me, that sounds like 'making contact' and reigniting the flames. So I wont be doing that. Yeah after reading every single post on all 10 of these wonderful pages, Ive decided maybe my only hope is a complaints letter to the MIB, and all the rest, as my letters that I send directly to the judge dont seem to be getting through to him. Thanks Mr 'Clerk of the court with nothing better to do but to intercept my letters to the judge', thanks.

@Bazooka - I've already said I was uninsured pal. I have no NCB and Ive been driving (not consistently, just more 'had my license') since maybe 2004/2005 At the time of the accident I was facing homelessness, battling depression, and constantly moving from one hostel to another. NONE of this I intend on using as a defence to MIB or the courts. But thats what was important in my mind at the time, not worrying about policies etc. But thanks for your comments anyway. My defense is the claim is possibly SB (I know I need to find out when the claim was placed), the police attended the scene and didnt arrest me for driving with no insurance (arrestable as its a criminal offence right?) , I have proof that I was never untraceable and that the MIB and the solicitors were sending letters to my old address, I was never given the chance to defend myself in court before the claim was paid out to the other guy by MIB, and so on and so forth. Im only looking for help here Bazooka.

Well very very very recently the solicitors have sent me what I assume is their 'evidence' against me - medical report, letters from the MIB to other solicitors saying that the accident is not in dispute etc, although I was never contacted by them and have never admitted liability. Is this where I ask them why they have become judge and jury in my absence? I mean I was only absent as they were sending all this correspondence to my provable old address? And will they not just waste my time and resubmit to me what they have already sent to me in this 'evidence' pack?

Thanks Brigadier, Ganymede.... Brigs: 1 - No points added for any offense at THAT time, however I have since had points added for driving with no insurance (driving my mums car). 2 - The police were in attendance of the accident, I guess they didnt check the status of my insurance because I gave them everything they needed to know. Also didnt ask me to produce in 7 days. Just let me go on my merry way. 3 - Although I cant remember, I am working under the impression that I wasn't insured. I am also not sure if the claimant is the MIB, or the solicitors they are using ie im not sure if these solicitors bought the debt off MIB. Does the fact that this claim was started in Northampton Bulk Center not mean anything as in its a piece of s#it of a claim?

Yes I was involved in an accident, I have no clue if I was insured or not. I guess not if the MIB are involved. However they did just settle the guys claim without allowing me to go to court to defend myself. They paid out and are now chasing me for the debt. Either way, only the injury claim MIGHT be SB, the damage claim still stands I guess. Unless I ignore the solicitors for another 2 years and then it'll all be SB. Me win. Regarding the 'jurisdiction' of the privately owned companies called the 'courts' - if im allowed to post links directing you all to the relevant info online, I will.

Hello all you freedom loving beautiful people!! Ive been targeted by the MIB also for a now 4 year old accident. The MIB are not using the CCM though. Just a standard solicitors instead. I had my accident in July 2007. It was in the middle of a junction and liability was disputed from both parties. The claim (PI and damage to property) was lodged in that bulk center place in 2010 sometime, but I do not know when (So it might be SB, might not). Anyway, I received a CCJ against me in August 2010, because these bozo's (MIB and their solicitors) have been writing to me at my old address. So to them, and I guess to the judge, it looks as if I was just ignoring the court claim thing, however I can prove that I did not live at the addresses they were trying to contact me at. I only found out about the CCJ after I tried to move house again and the estate agent politely told me to go elsewhere as I had a CCJ for 10k. I nearly died in that estate agents. I forgot to breath for a while. So I went to court (the claim got transferred to a local court to me) and filled out an N244 (set aside form), but signed it like an ass, therefor giving the court/judge jurisdiction over me, right? Anyway, the judge kindly gave me a hearing date ( to see if he'd set it aside), but then wrote back to me about 2 weeks later saying 'After receiving a letter from the claimant, the case is adjourned, but with liberty to restore.' I thought great, they've realised the error they've made. But oh no. The CCJ still stands. No new flat for me then. The MIB solicitors have since written to me at my new address, but I have not replied as I do not want to reinstate the 3 or 6 year thingymajig, and they have included paperwork ie a medical report which CLEARLY STATES that the doctor didnt know who it was he was examining, as NO ID WAS GIVEN AND NO PREVIOUS MEDICAL HISTORY BROUGHT UP. Does this not prove that ANYBODY could have been pretending to the doctor to have whiplash? There were also papers showing me the conversations they had with the hired private detective they paid to find me. He states that he could not find me and that I AM A SELF EMPLOYED METAL SHAPER, which I am not nor have NEVER been. There were no papers supporing this wild claim, however it seems as if this was said to prove to the judge that I have untraceable moneys. Anyway, the detective returned the 'order' to them. Dunno what the order was. There are also copies of the letters they claim to have sent to my old addresses, obviously with no replies. If the MIB/their solicitors have a case, why would they adjourn but want to re-open the case at a later date? And why do I keep receiving anonymous text messages on my mobile phone saying I could win up to $3500 for my accident (sorry for the dollar sign, USA laptop)? I have no idea who has my number or how they got it, I didnt give it to the court... Either way, I wrote back to the Judge explaining I have no idea who these people are, or why they are demanding such a large sum of money from me. I haven't heard anything back. Do I now take it to my MP/Consumer Direct etc like the many brilliant above posts state? All help needed AND necessary, there are no stupid answers!! Thanks all.