Oh I see, What letter should I send them is there a template available please? btw I have since moved the reason I receive the letter is through post redirect I did not give them my new address, but I dont want any one getting hassle at my old address should I give them my new address?

yes they asked for my date of birth and I said you cant possibly know that. there is no mention of this debt on my credit file up until about end of dec 2011 that was when I checked last.When you say dont trust them should I only respond to a copy of the contract or whatever they send me?

I ma not sure it is 2003 he told me that over the phone. I guess I should just wait now and see if they send me the original contract and see what thet date on it is and when the last payment was, is that correct? he did ask for my phone number and I said no to write but now I am thinking they have those caller displays so he may have written it down. He said he would put it on hold until they receive the contract. Will this affect my credit rating? Thank you for you help. Much appreciated.

Thank you. I did talk to them on the phone, I acknowledged my name and that I had lived at the address they were stating 10 years ago. I told them I didnt know anything about it. If it was 2003 will it be statute barred and if it is are they obliged to leave me alone or can they continue harrasing me even if I send them a letter stating statute barred? Thanks for your quick reply.

HI I have received a letter from equidebt of a debt from aktiv for a store card I had over 10 years ago. I was not aware of any amount owing on this nor have had any correspondence in the last 10 years, I have a clean credit file and I have rang them and told them I dont know anything about it, he said they will go back to Aktiv to get a copy of the contract the debt is from 2003 apparantly. does anyone know what I should do about this, will I have to pay it, they have already written twice and said they may instruct someone to come to the house. Any advice please. sorry if I have posted this incorrectly am a bit lost on the site. Thanks.