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FannyAdams73

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  1. I have Triton Credit Services chasing me for payments on a loan I took out with my ex-partner. I fully understand my obligation to pay my half of the loan and had been doing so until March 2011 when I ran into a few money issues. There is £8605 outstanding on a £25K Natwest loan which they passed to Triton Credit Services. I assumed they would chase my ex for the other half but I have recieved a statement showing that only I have been paying for the loan since June last year. I understand that we are jointly and severally (or something) accountable but since he is in full-time employment too and earning aroung 40K he should be paying his share. I work full-time and money is tight as I have 3 children to support and receive no financial help from my ex. I am about to offer £100 per month payment (which I can't really afford) but I shouldn't be paying the full outstanding amount it should be 50/50 with my ex. They will not discuss what they are getting from him but it's clear from the statement he is paying didly squit! Effectively as I'm paying it seems they dont care about chasing him for his half. I feel particularly aggrieved as out of the £25k only £2900 went to pay off my credit card the rest were debts that my ex had from an outstanding loan and credit cards (although I understand that is irrelevant). I will not budge on the £100 but I feel that when the debt gets down to around £4k I shouldn't have to pay anything else. Does anyone know how I can proceed with this? Thank you FannyAdams73
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