HFO have been sending all sorts of letters. I took the advice on this site and sent a CCA to HFO and SAR Barclaycard on the 19th April 2011 in the form of the templates on this site. Barclaycard replied and just sent statements, not all of the information requested in the request which was: • Original Credit Agreement • Full Statement of Accounts for the entire period • Copy of any Default Notice issued • Date of Default • Copy of any Termination Notice issue • Date of Termination • Copy of any Notice of Assignment • Exact date of assignment • Details of to whom the account was sold I have not heard anything from HFO but they have received the request as I send all letters recorded. Are there any time limits for HFO to reply and should I go back to Barclaycard for the missing information? I think I read there we time limits and all help appreciated.

Hi, First time poster so I hope I'm in the right place. HFO services are harassing me at the moment. I have taken all the excellent advice relating to them and requests for information. The agreement was taken out in 1990. Does anyone know if this is likely to be enforceable as I have read that many pre-2007 agreements are not enforceable? Thanks in advance.