Just thought would update you with what happened in court this morning, we are pleased to say the judge ruled in our favour to suspend the eviction, the CAB came in with us & reduced the monthly payment down to £50 rather that £100 pm, so all in all a good outcome. Thank you so much for everything & keeping us positive.

thank you. we are aware of proceedings as we have the suspended possesion order, but we are so grateful for the time & help you have given us, we will let you know how we get on tomorrow.

Hi sorry for late reply my wife has been in hospital, if you could just advise what we should say to the judge tomorrow we would be most grateful, thanks again for all your help.

Will do, thanks again, we are trying to be as positive as we can, it's just very stressful & worrying. Will check in towards end of week, so you can help us prepare for court hearing on Monday.

Hi, we submitted the papers to court today & have been given hearing date for 11/04/2011, thank you for your help, fingers crossed the judge will rule in our favour.

We now have proof of payment, I have printed them off, what do I need to do now? Can I print a N244 off or do yopu need to e.mail me one?

I have made a payment today of £742, I will print statement off tomorrow as proof, I also paid £800 on 16th March which I will also print proof of. When I called to make payment I was told they would accept the payment but unless we pay all the arrears off we still face eviction!!! Also every month we have been in arrears for we incur a £50 charge, I am not sure wether this is included in the arrears total or if added onto mortgage therefore paying interest on it?? We would be grateful now if you can advise us what we need to do next to try & stop the eviction. Many Thanks

That's great, thank you so much for helping us, I will contact you as soon as I have made the payment, so we can push ahead. Thanks again, much appreciated.

The reason they gave was that payments were erratic, we explained that we are now in a position to clear our arrears by making installments on top of monthly payments but as I said before the answer was the eviction will still go ahead!

Sorry for delay, we can make our first payment this Thursday 31st March 2011, a paymnet of £742 would be paid. Thank you for helping us, I'm starting to have that little bit of hope again!

We have 2 children 16 & 13, yes the mortgage is in joint names, no I have nothing in writing concerning interest only & the eviction notive has been received date set for 19 April 2011, GMAC had been ok with us in the past, we had however sent income & expenditure forms in 3 times so we could change to interest only but they said they were never received, so the last one I sent went recorded delivery. What is a N244? How would the eviction be stopped?

Hi thank you for your reply, we are at present £5051 in arrears that includes March payment of £641, these arrears are from when I had to put my own company into liquidation due to non payment. Yes you are cottect in thinking we had a suspended possession order, which we had tried to keep to, however as I was in process of starting a new company the payments were sometimes erratic, but we always tried to pay something. We are now in the position to pay monthly payment, plus some towards arrears, the mortgage company is Paratus (GMAC RFC), we had spoke to them on the telephone, they asked for an expenditure sheet, proof of income, child benefit & our proposal, which we sent to them, we offered to pay our monthly installment of £641 plus £100 towards arrears, they had said it may be possible to go onto interest only making our monthly payment approx £430, if they had accepted our proposal we told them we would still pay £741 each month we were on interest only to clear arrears quicker. After doing all that they asked, they told us senior management would not accept & the eviction would take place, myself & my wife are extremely concerned now, more for our children than us. Any help or advice you could give to us would be greatly appreciated.

Please help, I have been told we are getting evicted on the 19/4/11 we have made offers to repay the arreas but they are refusing to accpept. Can they do this?