well if u read this thread from a to z then u will be able to fight it back gud luck,,

hi 2 all on here,,,been watching this for few weeks,,,my case is some how same 2 most of u, i had bump back in 2001,,i was fully inshurd,,there was no damage 2 me or the other car we did not swap any detials,,he was happy to walk away and me 2,,then few months back got the same letters as every1 else,,after studyin wat every1 said on here,,i made letter up,,and send email 2 mib,,after week got riply we do not agree wid u but we will not persue the case,,,case closed,,,,sorri 4 bad speling,,thenks u all for ur advice,,,cant thank you much,,,,,,