Please ignore my previous post as I pressed submit by accident!!! Anyway as I was saying I am new to posting on here but had to sign up and tell you about my experience of a Capquest Stat Demand. Basically I had an old Sainsbury's bank loan that I fell into difficulty in 2008 and stooped paying, this was send to various DCA's and ended up with Capquest, I requested a copy of the original agreement under S77 several times but it never came, then eventually I got a Stat Demand, When this arrived I spoke to an associate who deals in consumer credit law and we filed the forms to get it set aside on the basis that they never sent the copy of the agreement and a couple of other points, I attended court on the day (Cap Quest didn't) and the judge through the Stat Demand out, the funny part about this is I applied for costs and got £980 awarded to me!!! they had to pay me within 14 days, when the 14 days was up I had not been paid so we sent them a letter saying that if they didn't pay within 24 hours we were going to serve a winding up petition against them, the next day my cheque arrived by recorded delivery. Since then I have not been chased for this debt. I have had a lot of experience with Capquest on this type of thing, and whilst you must apply to have this set aside, you must realise that they send these out for fun, it is a standard part of their process and scares many people into paying, I know several other people who have had these and ignored them and they have never been pursued since by Capquest. I hope this helps.

Hi - I am new to posting on here and had to sign up when I read about your situatio