Just recieved a letter from CCM and MIB relating to an accident i was involved in May 2003. Claiming £ 45,807.75!!! Standard format as per all the other victims here. The other driver with whom I collided in the middle of a junction was able to exit the vehicle and walk. My vehicle at the time cost me £ 600 the day before and due to a technicality was not insured. His vehicle couldn't possibly be worth more than £1500-£2000 at the time. I am astounded not only by the letter so many years after the incedent but the sheer amount claimed by a person who walked from the vehicle. I was found guilty of driving with no insurance for which i was puinished by the courts. This does not however by default make me 100% responsible for the accident. I suffered the financial loss of my vehicle plus recovery costs. What now concerns me is that i was never given an opportunity to take part in negotiations of blame. I was not offered any evidence to suggest that my driving was negligent. The involvement of the courts and the police ended once i was prosecuted for no insurance. I have to date recieved no correspondence via normal post or as I would expect recorded delivery. I have held a full clean licence and valid car insurance since the event and therefore with the powers the MIB posess they were in a position to make contact with me. Im guessing start with CCM as per the previous post and then aim the fend of the MIB with stat bar letters. This thread couldnt have been more usefull today having opened the letter this morning. Thankyou ALL.