Did anyone see the news story about the landlady who did not want to purchase football coverage from Sky but wanted to buy it from a Greek provider instead? She took her case to the European Court and WON on the basis that she had the right to choose who she bought the service from. This must be relevant to our situation - by forcing us to take up a course with a provider they've chosen, Barclays are effectively removing our right to choose our own training provider.

I'm also wondering where our money went. If Barclays had paid the full amount to Access2trades before it went bust, where are they now finding the money to pay OCLI? If they hadn't paid the money over to Access, then they surely haven't got the right to demand we pay back the loans? None of it adds up.