Hello, Hope you can help. I think I may be heading into bother. I got some stuff on buy now pay later like an idiot and now the payment period is coming up and my hours have been cut, they were firm, or so I thought. I am worried I won't be able to keep up for much longer. I can afford to go up to £70 a month, it is this minute £25 with a jump due soon. What actions can I take to stop relations turning sour? So scared as owe £3000 which is a third of my total debt to all creditors. Like I say I can afford to pay a decent amount just not the amount they ask for. Hope you can help, Nate

only one for £12, only recently has it got a wee bit more difficult to pay.

the other quick question is do i send it to littlewoods or shop direct? it says on the policy it is underwritten by aviva.

thank you so much is 'Shopping Insurance Covers Your Purchases + Payments' the same as PPI?

Thank you for your reply.i think so, my wife files them. I looked at a PPI reclaiming site and couldn't find littlewoods or shop direct, what would be the first step?

hiya, I am with littlewoods and have only just noticed charges on my account mentioned in the title. Now i may of ticked a box when i signed up im not sure but these charges are sometimes more than my minimum payment and is the reason my balance won't shift. Are they reclaimable does anyone know?? Please help, I need this balance gone