hi, i am currently having some financial difficulties, i need a loan, i have asked family members but nobody is in a position to help me , the big banks wont touch me as i have bad credit. does anybody know of any decent loan companies who lend to people with bad credit? i know ill have to pay back at a very high interest rate but this really is my last hope!!! ive tried a few online, and they either seem dodgy, or want an initial fee upfront etc etc any help would be much appreciated, thanks dave

thankyou, so what would you suggest i do ? offer them less? i dont care how often they ring me on my mobile. its just the calls to work that scares me. thankks dave

hi, im new to this site... i know ive been stupid, but i currently have five outstanding payday loans payday express wonga 24/7 money box 1 month loan quick quid altogether the debt including interest is about 2500, ive been paying the monthly interest off , which has been leaving me very short and so forced me to get another, which is whow i got in this mess. i have a full time job, but dont earn enough to pay all of these off, to be honest, i wouldnt even be able to pay 1 a month off in full. im getting scared that they will start contacting me on my work number, i work in an office , i share my number with 8 people, so this could prove very embarassing. i have been looking for loans to pay them all off so i can get on with trying to have a debt free life, but with my bad credit , loans are impossible to find. does anybody have experience with this kind of problem, or know of any loan companies willing to deal with people with bad credit. as i said earlier i know ive been stupid, and have know1 to blame but myself, but this is starting to get me down now, and i really just want to get it sorted!!! it would be a real wieght lifted!!!! any advice will be much appreciated, thanks dave