Oh wow, that's excellent news Wotsy. That would have been nice to receive, we instead received a reply to our request for details from MIB saying the issue had been passed to CCM and we should therefore speak to them directly.

Same for my husband, he recently checked his credit record, no CCJ's or anything similar so I would be surprised if this went to Court previously. My husband has not been un-traceable either, having insurance up to a week befoe the incident and afterwards and registered with DVLA so no excuse there for not contacting

Yes CAB (Citizen's Advice) sent a letter to CCM on my husband's behalf, stating that the debt was possibly statute barred and that they needed to provide evidence to the contrary.

No reply from MIB or CCM from letters sent 2 weeks ago from CAB and 1 week ago from my husband, following advice from solicitor

It is the interest added on top that I feel is so unfair. We're not going to contact you until it's built up for 6 years (or from whenever they paid out), then we're going to cause you financial problems if you can't find £13k at the drop of a hat for an incident you didn't know about from claiments you've never seen or heard of! I may be an alternative therapist but that doesn't extend to psychic ability! When does one cease to be a "defendant", obviously many years after conviction. You also lose the right to be treated as a human being and anyone can spend money in your name and claim it back when they feel like it. Yes we could write to Watchdog etc but there seems to be little sympathy for those who have made errors in judgement in years past!

Yes I can agree with the stress part Lilly. I had IBS 2 years ago and now it's back, together with sleepless nights, drinking more and jumping everytime the door goes. It seems so unjust. We have instructed a solicitor so going by the last 2 letters received on a saturday I'm expecting a nice court one tomorrow, so I can have the trio of stress over the weekend! At least we're all in the same boat and can help each other. Nice to know that after one mistake you're branded for life. I wonder if the "alledged claimants" know this happens after they have been paid out?

My husband has now sent 2 letters asking for full details of the "alledged claim" and I am waiting for a nice summons to land on our mat any day, as they appear to be ignoring correspondence. The first letter also took 10 days to get to us due to the Christmas post. The bit that angers me (well apart from it all) is that interest has been added, no attempt has been made to contact him and we're supposed to just call them up and pay nearly £14K, just like that! We've received 1 letter from MIB, one from CCM (general get in touch etc) then the 7 day or court action one last Saturday, saying this has now reached a "critical stage". Surely the scale of this and the amount of people receiving letters may make cases difficult to defend. Also would CCM not be well aware that we will try to defend on grounds of statute barred, limitations etc and therefore have their defence in place? I just don't see how they can not contact us for years and provide no evidence except date of incident and names of people who are claiming, that have never been mentioned before. It's like someone knocking on your day saying "you trod on my foot 8 years ago and i'm now claiming the cost of my shoes with interest"!

Hi Random My husband received the same letters on the same days also, although the first one took 10 days to get to him! Not sure about the payment part i'm afraid but judging by my conversations with CAB and Debt Helplines, an awful lot of people have received these letters