Thanks alot guys (sorry for the late reply), this is a real help. Been bogged under with other things...I'll get onto equity and transfer it over to them. What a load of hassle!

Hi everyone! I would like some advice if you could help me! I had an accident a couple of months ago, a car pulled out from a side road into my vehicle. I've contacted my insurance and told them it was the 3rd partys fault but they are now disputing liability. The problem I am having is that my insurers have written off my vehicle and I am now without a car. I sent back the hire car as the liability eventually would be with me if the insurers couldn't recover costs, so at £50+ a day I didnt want to risk it. I have agreed a write off settlement with my insurers and the registration of the car has now been passed over to them. But as the liability is now in dispute I have been told I wont get any payment until it is resolved with the 3rd party! Is this correct? It seems wrong that my insurers have my car and will be selling it for scrab and I'm left with nothing until this is resolved. Who knows how long it will take...months, over a year!? Can my insurers not give me the fee we agreed, then when the case is resolved request it from the 3rd party or request the excess from me? To give an overview, my insurers are Santander the underwriters/administrators are Equity Red Star. They have passed it onto Drive Assist who are now dealing with it and Incident Management Solutions scrapped the car and agreed a write off fee with me, and my solicitor is through Minster Law. This is all new to me so a bit confusing that soo many partys are involved! Sorry if this is a bit long winded, but any advice would be much appreciated!

Thanks for the reply! I was living at home with my parents, I do have various bills from the period. I'll see what I can put together. Thanks!

Thanks MARTIN3030. Whats the best way to go about this? Is it best to phone my local council up or send them a letter with evidence disagreeing with the decision? Thanks again!!

Hi everyone! My first post on here and I would be really grateful for your help! I bought a house with my brother (both 28 years old) and after waiting 2 years for the property to be built it was finally complete and the sale went through in June 2009. My brother moved into the property in June 2009 but I stayed at home with my parents. My brother is also full time student. I eventually moved into the property in April 2010. We recently received a council tax bill for the period between 2009/10 and 20010/11. My brother has been taken off the payment as he is a student, but I am still being charged the full amount -25%. Can I be made exempt from the payments for the 2009/10 bill as I was not resident in the property? Will they back date this or will they say I was ignorant in not putting a claim in earlier? Thanks in advice for you help!