Having just been successful against A & L (£672) I am now considering going for RBS but I am concerned that as with the A & L they will close the Account ....... To be honest I currently bank with RBS and generally find them pretty good but as I have 2 business Accounts with them as well (these have not incurred charges) I am a little concerned that any action will jeopardise my current relationship with them Does anyone have a similar experience with RBS Are they closing A/cs after action Many thanks in advance

Back off Holiday today And what do you know ..... Cheque for £672 charges and costs from A & L RESULT

I am partway throuugh completing the Moneclaim online form and in the details have laid out my claim using the template in this forums library and claim for interest as per their own template I am now up to 1078 characters (max 1080 Characters)without detailing the amount claimed or the interest. Does this need to be included in this section or do i just put toal claim in the relevant boxes Many Thanks in advance Paul

SEnt off intial letter about 3 weeks ago and had no response .... so sent off letter before action earlier this week and have subsequently recieved this response which has obviously croosed over in the post " I have noted your comments etc etc The Office of Fair Trading (OFT) has commented that they consider the level of late payment charges to be unfair: however,they were actually referring to late payment fees for credit card payments which are quite distinct from a banks charges on current accounts. As yet the OFT have not entered into any discussions with the banking industry regarding current accounts. However, should that position change i the future then A & L will participate as appropriate." The rest is basically get stuffed can anyone please advise Many thanks in anticipation. Paul