I'm so ****ed off!! These people now sent a letter to our office in UK knowing that I'm in the US.

Thanks for sharing.

Thanks coledog.

Thanks for the update.

Hi BlueRaider, I was wondering if you have heard back from these scumbags (HFO) again??

So from what I understand, no matter if the debt is SB or not; if a person is no longer UK resident and a DCA gets a CCJ based on the old UK address knowing that I'm now living abroad, the CCJ can be set aside?

I agree!

They know I'm in the US. I have received two letters from them in the past 1 to my US home address and the other to my work address. I mentioned it earlier in my previous posts.

Hi Coledog, So after ignoring their phone calls and letters, finally they replied back to my email yesterday which I had initially send to them in first week of October asking them to provide more documentation and CCA to which they responded "In order to satisfy your request, we will require this in writing by post with a payment of the statutory fee of £1.00 by cheque or postal order. We shall not be able to process your request till you comply with this. If we do not receive your payment by October 20th, 2010, we will consider your request as withdrawn and further activities on your account will continue. Also, please note that your account has an active interest of 12% APR which is increasing the balance on a daily basis. Now, once we will receive this in writing from you the whole process may take 1-2 months time. Alternatively, you can come on a payment arrangement which would help you to stop the escalation of this matter and freeze the interest." After this I sent them a couple of emails asking for 'address and who to make the postal order to'; to which I didn't get a response till yesterday. " Dear Mr. XXXX Our grave apologies for the delayed response. Kindly mail the payment to the following address: HFO SERVICES LIMITED P.O.BOX 342 LAVENDER PARK ROAD WEST BYFLEET, SURREY KT14 6YX We look forward to hearing from you. Yours sincerely Credit Control Team HFO Services Limited 0203 450 0529 " Now, I'm thinking to send them a CCA request along with 1GBP postal order and wanted know what are your thoughts? Thanks!

Thank you! I'll get the ball rolling, will write an email to OFT, UK tonight.

Found out this information about HFO services from csa-uk.com/uk-members-list/details/190/hfo-services-limited HFO Services Limited Services: Consumer Debt Collection Contact: Ms M Durrent Telephone: 01932 333 800 Address: Roxburghe House, Lavender Park Road, West Byfleet, KT14 6NA

What a bunch of tossers, I just received the same mail (#32) to my work address (addressed to me) today.

Hi Blueraider, I'm in California and I've got a a similar letter from those scumabags! A two page letter, 7 page EX326 and my credit report. I'm also waiting for an answer. I did look for help on 'justanswers.com' J

Hi, I'm in the same boat as Mark (post #1) though my debt was way less when I left UK 4+ years ago. I started getting calls from HFO earlier in October'10 and I guess they found my information via Linked in. After a taking a couple of calls I stopped taking there calls and sent them an email asking for more information (CCA, Default notices, any statements etc.) on the alleged debt and requested them not to call and only correspond via email or mail. I still got a couple more voice mails even after my emails but now I got a letter last week to my US address stating that they have tried to contact me on multiple occasions to my UK address and found out that I left UK without informing my creditors and a bunch more crap stating that they bought this obligation from Barclays on 30th October 2007. They have added ridiculous amount of HFO’s rate of 12%. Now they are threatening me to get a CCJ in UK and then ‘order to obtain information’ in UK to which if I don’t show up in the English court will lead to an arrest warrant in UK which will affect my future travel plans to the UK and the sue me in California and also to incorporate the judgment to my US FICO score. Please advice?? Thanks! J