Hello, I have a Buy To Let property that got taken into repossession/receivership in June. The mortgage company wrote a letter to me at some stage that I did not receive. I received a similar letter back in February giving me a 7 day notice letter and i managed to negotiate with them. There was no mention of the LPA receiver involved only a receiver and claimed that the mortgage company are legally obliged to protect your interests. Ive had a property taken off me before by 'RECEIVERS' but i got the property back after I paid back the arrears balance and provided and income and expenditure report. The property was vacant when the receiver took over and needed a day to emulsion throughout it is a 3 bed tce so it was not substantial undertaking. I had a new roof on the house, i've weatherproofed the gable end, it has had a new bathroom suite and has got full central heating and generally is in a very good state of repair. The property was in less than a grands worth of arrears on over 5 months ago and the mortgage cost is now about £100 and the rent £450pcm The receivers have done nothing to the property since their appointment in my eyes and have now written to me informing me that they have been dis-instructed and are passing it over to the Asset management department of the mortgage Company. After speaking with the lender recently and making an offer to pay back the full arrears they have refused the offer saying that their policies had changed and have knowledge that they are reshuffling their finances with a view to business next year. I have had to let my property out to maintain the mortgage payments which effectively makes me homeless and i'm considering moving into the property to reside and redecorate making it my home. I will get my names on the Water and Utility Bills/ Council Tax etc. Would this be regarded as squatting or something similar? I would like to apply for a court injunction or Eviction hearing and would ask for your professional opinion on my actions. I have requested that all my notes on the file of these two companies be sent under the information act 2010. Can these legally be requested? The arrears stand at £1400 and I can comfortably afford to pay a bankers drat to the claimants solicitor. Kind Regards