Hi all been a while since i have been on here, but anyway im not to sure what to do today i received my insurance conformation "2 months late" along with other people letters enclosed. Do i contact the insure to tell them i have received other peoples documents or do need to report it as i would thought this was a huge data protection error.

Hi all backin 2004 i defaulted on a loan i had the debt was passed to a collection agency within a year i managed to get another loan and pay the agency ( RMA ) off in full 2005. after i had payed the amount thinking that was the end of it Arrow Global started sending me letters and asking me for payment, explainig to them it has been payed does not work nor does sending them fax or letters of conformation showing the payment was made none of this works and still they ask for money, plus i have a major default on my credit score from arrow global for a debt which has been payed in 2005

Hi all I am in need of some advice i have a loan with halifax which i got off of there website can i still proceed with a claim? plus not sure where to start thanks basic:)

Hi all Its been a while since my last post on here, things have been progressing very slowly. been through mcol and now i have my claim at my local court filled outh the n149 AQ, payed my £100 now getting very nervous which should i expect next

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Hey all Just had a letter back from Barclays offering me £1000 which is not even a dip in the ocean of what they owe me! Next stage is the MCOL stage just need to know do I claim the 8% back at this stage? Do I also accept Barclays offer of £1000 in part payment or do I decline and send them the claim which I am insigating today? Also What do i put in my particulars of claim had a browse arounf this site but still confused on exactly what i have to put down? Thanks again everyone for your continued support need it more than ever now I am at this stage

Hey all Well its at that stage now sending my lba off tommorow let battle commence. is there anything i should take into account before sending the lba?

thanks i will

Hi there After sending off the prelim letter on 21 August I have today received a letter from Barclays saying they are investigating my complaint (enclosing a "How to complain leaflet"!!) and that they will respond to me by 19 September (14 days over the deadline for the next stage). I can only think that this is a standard letter and that I will stick to my timetable as suggested in responses to other threads I have read? Thanks again Bob

Hey, I have just started action to receive unfair charges from my bank. This weekend I received back all my statements from the last six years using your S.A.R template which helped loads thanks. Happily they never charged me for sending a pile of paper through the post (first time ever:mad: ) Having calulated my charges and overdraft interest and got my prelim letter ready is there anything else i have to do before posting this off? Just to clarify though, I am at this stage only drawing their attention to the penalties charges and the interest on penalties which have been calculated by your spreadsheet, is that right? I want to make sure I am following the procedures correctly. Thanks for your time and for the use of template library, it was really useful and informative. Kind Regards Bob