Hi, just to let you know position so far, I sent recorded delivery letter to Hampton Legal requesting a SAR the 12 days were up yesterday I have received a letter today saying they are investigating and will get back to me!!!, I have also received a receipt from them but only for the balances of the credit cards and not for the court costs, also received a letter from Kidderminster County Court claiming case closed as not enough evidence, where do I go from here, I need to try and recover the money back but want to make sure I am doing it properly

Thanks for all your advice, it's been a great help, i am ready and waiting for them now, I just can't believe they can take over debts when most of the time they have not brought them off the last company, this must be fraud!!, I am so glad I have found this site

Thanks debt4get for your advice, what do you mean these documents do not come under consumer credit act? what can they chase for and adding these two debts up comes over the £750. 00 again so could they try and send me to court over these debts? I just want to make sure I am waiting for them this time

Just checked my credit rating again and surprise surprise to default entries from Lowell Portolio for I think mobile phone contracts one defaulted 01/12/06 for £293. 00 and the other one defaulted 01/01/07 for £500.00, I think because i have paid the other debts they think I am a easy target now :mad2:I am going to wait for the debt letter to come and then ask for a SAP, is that the right thing to do, I don't think they have brought the debt as when I spoke to Graeme Dandy on the 12/10/10 he did say he had found 2 other debts and then all of a studden two new defaults show on my credit rating account, I did have a couple of contracts with t-mobile but the accounts were in dispute and the balances were nothing like the ones on my credit rating so I asume that a lot of charges have been added, what is the best thing to deal with these, Hampton Legal are not having any more money out of me

Right I started to get letters and phone calls about a outstanding debt to Barclaycard from Lowell first after letting them a dozen times that the debt was not mine and sending several letters I still got calls and letters, then on a friday afternoon I was in the garden when a chap turned up got out of his car and asked if I was Mrs E Dunn I said yes and he told me he was there to hand me a statutory demand for a barclaycard debt, I told him I have never had a barclaycard and the debt was not mine so he throw the letter at me and got in his car and drove off, I then write to Hampton Legal again explaining this debt was not mine, I then had a letter giving me a last chance to pay by either installments or 20% off the debt in all the letters it never mentioned capital one, I then had a chap turn up at my door with the courts summons and the date of court 12/10/10 I told him also that the debt was not mine and he said that he had several people with the same problem over the last couple of weeks and for me to write again to Hampton Legal and tell them to stop the court hearing which i did, as we never nothing from them my husband rang them on the 11/10/10 and was told that the balance was now £1832. 21 which included £855.51 Barclaycard £532. 00 Capital One and £444.60 court costs to stop the court hearing the next day, I was told I would be made bankrupt if I want to court and I would lose my house and car, I was worried sick and in the end my father who is 80 paid the debt in full on tuesday morning then I was told again by Mr G Danby that he had found two more debts in my name and they would be chasing them in the future, I told him he could whistle for these debts and I was disgusted in the way I have been treated, I checked my credit report yesterday and found no sign of any Barclaycard on there, there is a default from Lowell for £532. 00 which might be the capital one debt but no sign of Barclaycard, my husband rang Hampton Legal yesterday afternoon and demanded copies of credit agreements for both debts and we wanted to know how they could chase me for a debt which does not show on my credit report and cause so much upset, what is the best way to try and recover the money from Hampton Legal now, any help would be wonderful

Could anyone give me advice on what steps I need to do now please

what is the best move now, and what sort of letter do I need to send to them, thank you so much for your help I was so worried sick and my poor dad who is 80 years old is out of pocket by £1832.00

thanks for all your help

thanks for all your help

I was so scared of losing my home that I pay the debt, I have checked my credit report and they is nothing on there for barclaycard, my husband as just rung Hampton legal and they are going to send agreement paperwork for barclaycard so this will be interesting, I am not going to let this go now, I am so upset that scumb*bags can do this to people

Hi I am new here, Had a really bad week, I had Hampton Legal hand deliver a statutory demand for a debt to barclaycard in 2004 for £855.51, I have never had a barclaycard and rang and explained this to them and no one would listen, I was then delivered by hand a Creditor's Bankruptcy petition to be in court on the 12/10/10, I sent several more letters claiming never to have owed a credit card and also rang a dozen times to speak to puppets, in the end on 11.10.10 my husband rang again and was told that I would have to pay £1812. 32 which included the barclaycard also now a capital one card and court costs otherwise I would have to go to court and would no doubt lose my home, my dad as ended up paying the £1812. 23 in full on his credit card, I wish I had seem this forum before, is there anything I can do now to try and get the money repaid as they are saying as I have paid the debt I am now owing up to the debt, I have checked my credit rating and no Barclaycard account is showing up on there, can anyone help me please?????