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maddogsx

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  1. I failed to mention (my bad I'm sorry) I've went to driver assist, and they have supplied the courtesy car and arranged a lawyer up here to deal with my uninsured losses and my wife and two daughters injury claims, I only suffered a bit bruise and sore neck, which is actually still painfull so won't really be claiming for that be a bit silly? I do have legal cover but first central say they will not and would not give a courtesy car untill vehicle went for repair, if it was deemed a write off i still wouldn't get one. The market value for the car is £5000 it';s an impreza catalunya, which is a Ltd Edition, 200 built this being build no 20. How much can I insist on to an aprox rough figure that they repair it? (i've actually got all the panels required to fix it myself) and would they compromise if I were to give the parts I have to the bodyshop to use in it's repair. Truthfully I have every reciept and full service history inc original bill of sale for the cat, it is in immaculate condition and I've got tons of pictures to back this up, and as such I was going to argue that since it wasn't my fault the car should be repaired up to perhaps £4500 worth (the bodyshop quoted around £2300) Just need some lee-way on my side before it ends up I need to fix the car and take farmer to court to attempt to re-coup the losses for repairing it.
  2. Yes, I'm also insulted, er sorry insured by them....and I'm having to do it all myself as well. Temper is wearing thin
  3. I was in my car on the 28th September, seen a combine harvester cutting the corner i was aproaching, i pull off the road, and he hits us. I have good photographic evidence of the accident scene whilst awaiting the ambulance and police. Farmer has been charged with it, and it will be a nice list, from his road tax being out of date since 2006, even though it's nil duty he still has a legal obligation to have a valid one to no escort vehicle driving the machine farther than allowed (almost 15 miles was his intended distance) Anyhow, from the start it's been a pest. Day after accident I call my his ins co and mine, mine are to be honest a bunch of I'm fully comp insurance, my company tell me yes, we'll get onto it, no courtesy car! His ins co Chaucer are less than helpfull, they say they need to wait for him to call them, which is fair comment, the following Fri he decides to report it, and after being charged and the photographic evidence etc...F:mad2: denies liability and blatantly lies about the circumstances. to date he still hasn't returned the form whichever one that may be to his ins co, and it's delaying the process. If I go through my ins co i'll need to pay £750 excess, which is utter garbage since it's non-fault. anyhow what legal rightsw if any do i have to 'demand' the car is fixed, the car is a Subaru Impreza CATALUNYA LTD Edition, only 200 built and a replacement cannot be had for less than £5000, the car has suffered extensive panel damage...but NO structural damage, ie chassis leg A pillar etc. My ins company said if they write it off i have absolutely zero right to any of the salvage and will absolutely not be allowed to keep it or buy it from them. Is this correct? My intention is right reason or not, the cat is going to be fixed, whether by myself or a bodyshop. It is fixable, easy repair and i'm 100% competent enough to do the job. Short of beating mr farmer profusely to the head and body with a stick what the heck can I do?
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