Won £735.95 (£540.00 plus interest of £115.95 and court fees of £80.00) Donation on way as soon as I get my cheque from Cap one which should be sometime soon

Hi can you please change mine to won as well? - PhilperkinvCapitalone

Donation on way to this site too for all the help it has given me

Received a letter from Capital One stating that whilst they believe all charges are justified they are keen to avoid legal action being taken by me therefore they have decided to send me a cheque for £735.95 (£540.00 plus £115.95 interest and £80 Court Fees) Success!!!!!!!!!!!!!!!

Recently received notice on moneyclaimonline which states that Capital One intend to defend my claim citing that they do not believe the amount claimed is justified. Is this what everyone else has received? What's likely to happen next?

Have rejected the settlement offer and as they didn't reply to me within the fourteen days I specified otherwise legal action would be instigated, I have begun a claim through moneyclaimonline on 17 Jan. Today I received a document from the court saying that Capital One are going to defend my claim.

Received a settlement offer of £240.00 from Robert Udy on 03 Jan 2007 - submitted a rejection of settlement offer today advising that it will only be accepted as part payment. What do I do next?

Hi Cheddar I used the spreadsheets on this site, think it was around 27%

Hi Everyone Just wanted to let you know that I managed to reclaim my full credit card charges from the Natwest and I hope that you all are able to do the same. I claimed £180 including interest. This I had to do by sending three letters requesting statements in order that I could calculate the interest and after much argument with the data protection officer they conceeded especially after I reminded them of the data protection act and how they had missed the forty day limit to respond. After receiving the statements I submitted my LBA and awaited a response, they declined at this point to comment further and after a few further phone calls and correspondence in which I advised that I was a credit controller and would not hesitate to proceed to court if they didn't respond ASAP. A few days later they sent a cheque for the full amount along with a letter which insisted they had acted correctly in charging me this amount in the first place! Total claimed £180 Total Won £180 Keep going everyone and don't be afraid to take the matter further to get the money they wrongly took off you

I have recently sent off the letter before action requesting that Cap one refund the full amount of £540 plus £115 interest charges. Cap One have responded stating that they will settle for £240, should I accept this or continue for the full amount?