Freehold Managers PLC...lol...where shall I start? This company have tried their damnest to get money for building insurance off my elderly parents for the last 6 years, despite my parents telling them that they had their own buildings insurance....yes, as the landlord (owner of the land), they can ask for a copy of your buildings insurance, but they cannot just issue you with a letter and bill for insuring your property and cetainly not without asking you if you have buildings insurance first and then requsting a copy of said insurance....my mother (father recently deceased) lives in a block of four maisonettes as an owner occupier of one...she has had building insurance since she bought the maisonette over 25 years ago, with the RAC...my parents weren't consulted as to whether or not they had buildings insurance, they were just issued with a bill for a years insurance from Freehold Management PLC, insured with Zurich (ring any bells...lol)...this totalled approximately £126...naturally, my parents responded by letter and kindly told Freehold Managment they wouldnt be paying that, but would continue to pay their £15 chief rent each year to them, as required by law...Freehold managment kept sending threatening letters to my parents asking for the insurance premium to be paid, along with 'administration' costs for late payment....this continued for 6 years, even though my parents got solicitors to point out to Freehold Managment that they didn't have to pay them, as they already had adequate insurance....Freehold Managment told the solicitors they didn't know what they were talking about and even stooped so low as to say my parents didn't own a brick of the property, despite my parents having the deeds to the property saying they did...lol....well the threats went on and the insurance premiums kept adding up for 5 years, until Freehold Managment issued my mother very recently with a court action to try and recoup the money she 'owed' them for 5 years insurance with Zurich, along with administration costs, totalling £7-8 hundred pounds....they even sent her cheque for her annual chief rent of £15 back to her, stating that this was an 'admission' of my mother owing them the insurance money for 5 years that she never asked for and wasn't consulted on....then a slight delay, whilst Newcastle County Court sent a form for my mother to fill in as a prelude to a court appearance in the small claims court....she filled this in and the next day, Freehold Managers sent my mother a letter via their solicitors, instructing her to pay the £15 chief rent owed and the court case would be dropped and the matter ended...lol...we can only conclude that when they knew they weren't going to get a penny off my parents, even after multiple threatening letters and then the threat of court action, they relented, because they knew they wouldn't win in court as they acted outside the law in doing what they did....yes you can get your own buildings insurance, even though you live in a block...I hope this example helps all you good people out there who are trying to be bullied by these low lives in to paying them money for building insurance you never asked for, wasn't consulted on and very likely don't need, as I assume you'll have your own buildings insurance...please please please do not pay them a penny and tell them you'll see them in court...then wait for the spineless backdown...if they were so sure they were right all along and would win in court, why did they back down at the last minute? Yes you got it, because they know they wouldn't win because they are breaking the law by their actions....Hope this gives some comfort and reassurance to you good folks out there who are worrying about what to do when bullied by this cowardly company...farewell and a happy and peaceful life to you all... Sir Lancelot