Just a word of warning here, if you agree a repayment plan with Carter Forbes and then give them your card details but for whatever reason you fail to meet your arrangement DO NOT ignore them. I have just had the entirity of the debt taken from my bank account £861. Uncle Buck whacked extortionate interest on and to be fair Carter Forbes offered to accept a much lower amount but I missed the final payment and so they took the original "debt". IF you give them your card details keep in touch and keep the arrangement.