Offer received yesterday. In full minus £80 which falls outside the 6 year period for claims. As the amount is near as dammit £8k I don't really feel like quibbling too much. In fact I feel a small YAHOO!! brewing.

General Form of Judgement recieved today, upshot of which is; Unless the defendant files an AQ by 4.00pm on 24/04/07 the defence shall stand struck out and judgement be entered for the claimant without further order. This is headed "NO AQ OR PTCL FROM ONE PARTY - ORDER OF THE COURT'S OWN INITIATIVE" Concerning note at the bottom, to wit; A party affected by this order may apply, not more than 7 days after it is served on him, to have it set aside, varied or stayed. I take it that there will be no AQ coming from DG as this means parting with actual dosh - any observations welcome.

Court have no AQ from HSBC. Up before the beak today.

Deafening silence from DG. Today is filing day so I am taking my AQ in to court. They have nothing from DG either. Could you let me have Robbie's link - maybe he has a different experience.

OK - now I have the Notice that a Defence Has Been Filed and a copy of the Defence from DG. I have until 10th April to file my AQ with the court. Presumably I can complete the form and send a copy to DG now. My claim is for c£6450.00 plus court costs and interest (total £8k+). From the notes with the AQ I should choose fast track, but Nettyg indicated that small claims might be allowed - am I pushing the envelope too much if I go for the small claims option.

Oh, the waiting. Dum de dum de dum. Are we nearly there yet?

Thanks Netty, Just looked back through your thread (crikey, and many congrats) and am starting getting material for the AQ together. Looks like I will be making a few copies of my bank statements (270 pages!!) or come to think of it (D'oh!) the pages which have charges on them (50 or so). I have my schedule listing all the individual charges, but this doesn't state the reason for the charge being made. The statements do however. Between these do they satisfy items -a) A schedule setting out each charge repayment ... and -b) Copies of any statement or other document... If I get myself totally preparred well in advance maybe I won't actually need any of this stuff (joking).

Claim served on HSBC on 01/03/07. Acknowledgement filed on 06/03/07. States that HSBC intend to defend all of the claim and that they have until 28/03/07 to file a defence. Any bets on what happens next?

Bank have kindly pointed out that they do not agree with my contention that they owe a bundle and have pointed me to the ombudsman. Am filing my claim form in the morning - having gone through all the letters in the recommended fashion (and saved up the £250 court fee) - but have a small query. Should my Amount claimed in the box in the bottom right corner include the S.69 interest?

Prelim letter sent - must have crossed with a charming letter from the bank to this effect; Statement copies will begin to arrive shortly (already had them). Please provide us with a full and comprehensive list etc. Also, please find enclosed your cheque as we are happy to cover any fees for producing this information. This comes from: Ian Shepherd Centre Manager HSBC Bank plc Harry Weston Road Binley Coventry CV3 2TQ To whom I have forwarded a copy of my prelim and schedule for his information.

Flippin' 'ell. All statements gone through and it doesn't half mount up - a bit over £6k!! Getting ready to launch Prelim approach letter - should I send this to my branch, or still to: Group Data Protection Manager HSBC Bank plc 8 Canada Square London E14 5HQ Also, how detailed should the schedule of charges be - each charge with the date, or total per year for instance? Six grand - dirty b****rs!!

Thanks - it's gone, recorded delivery - countdown started!!!

Sending my initial letter. I have most of my statements and have already requested the ones I am missing. I am altering the first paragraph to save a tree thus . . . "Could you please supply me with a complete list of transactions and charges relating to my banking history with your organisation. I have already requested the statements I am missing for the past six years, so there is no need to re-send these, but any other information you could furnish me with would be most welcome." . . . and left the rest unaltered. Any comments before I press the button?