Sorry, I accidentally posted twice; please ignore this.

The loan went in! It just took a while. They still seem very dodgy to me, but then again, all PDL companies probably are! I will update here if they try anything dodgy!

Today at around 3:30pm a friend applied for a loan of £250 from this website: https://secure.helploan.co.uk/ She followed the application procedure to the letter (including sending a £3 SMS) and received the SMS to say her application had been granted and that it had been moved to the "payout list" and the money would be with her shortly. Now, 3 and a half hours later there is still no sign of the money. She tried ringing their customer services but it just rings out. Wonga and Toothfairy Finance put the money through within an hour or two of the application being accepted. I have tried to research the company but the only info I can find is on their websites (https://secure.helploan.co.uk/ and https://secure.balanceloan.co.uk/) Has anybody here used their service before? Can any experienced people give me any advice? Do you think it's a con for the £3 SMS messages? Please help!