Ok from start to finish myself and the wife had a joint account ect.. unfortuneatly we both decided to go our way and split up, we have been seperated for a year now and in that time she decided to go bankrupt and now I am getting dept collectors after me as my name wasnt taken off the account when I asked the bank to do it months ago. what can I do as its her overdraft and I have made no contubutios to the account or withdraws

please any1 with advice out there?

Long shot here, I'm realy not upbeat on insurance practaces I just pay them monthly and expect some kind of reasonable service if we ever have a problem. we have put forward a claim due to our main computer being damaged as we have home contents insurance and old for new accedentle damage cover. The claim has been passes to another sub company (TCF) and has been going on for eight weeks now, firstly forms 2 fill out ect then nothing for weeks then we contact them, they ask us to take 2 shop, we send off details ect, we hear nothing again we contact them, now they waint photo's, two months later they are saying our insurance is void as items now quoted in our home are slightly higher than three years ago when we had to list items. the value of claim was approx 900 pounds, and we are covered for 22 thousand, is it possible for them to refuse as therefore we have been paying three years for no cover, please any help appreciated