Has anyone heard of this company =? Let me know any experiences please? Thanks

Thanks will do!! Should I send them a letter. If so what kind??? Also is there any way I can get them to stop calling me at the office???

Just thought I would keep you updated: Have tried about a million times to get through to Wonga collections.... Sooo frustrating! Also got in touch with 24/7 money box... they are not budging on the weekly payment thing!! Does anyone have any more advice on what i can do about these clowns??? WDA - payment plan starting on friday - Interest frozen ;-) PDUK - Payment plan starting on Friday - interest frozen

Thanks. But what would happen if I done that? In an ideal world, all payday loan companies should be banned!

Not too sure, I will have to sit and work my cash out. See what I can afford to pay out.

Hi Dawny36 I know!! I could not belive it when I read the message... I am going to call them tonight and say that I am willing to spread the repayment over 6 months at around £65 per month. Then I need to get in touch with the rest of my ceditors and sort something out. Getting sick of worrying about it all...

Thanks Jamie, I will try and call Wonga this afternoon. As for 24/7 moneybox.. I will give them another call and see what they say. Is there any templates I can use if they still do not agree to pay it off monthly?

You are right, they must be rolling in it due to most people desperate for cash at the moment,Payday loans should be banned!!

Hi Robjam1969! Thanks for the advice! Wonga are totally unreasonable... just the same old rubbish!! threatening to take you to court when infact you know they wont due to the fact that they will lose! I am in the middle of negotiating with WDA, will contact PDUK tomorrow. 24/7 moneybox has been on the phone today, I offered them £40 per month and they would not accept!1 They want to be paid weekly can they do this?? Yes, I had my card stopped and the end of last month so none of them could start taking cash left right and centre. I dont suppose anyone knows anything about proteced trust deeds?:? I am currenxty on one and am kind of dubious about telling my insolvency practitioner that I am in more debt. I was considering going to payplan to sort out the PDL's . Many Thanks, Blondie

Have been browsing this for a while and decided to join. I am in a bit of a rut with payday loans..... Wonga - £350 WDA - £200 Pay Day UK - £200 24/7 Money Box - £170 and racking up every day!! I also have a portected trust deed which means I cant go into any kind of plan. I am also scared if my trust deed finds out it will get cancelled. I was getting one loan to pay off another and now I dont know what to do!! I have tried several times to offer payment to Wonga and they are threatening to take me to court, they are saying if i do not provide proof that i cant pay the whole amount . This is from Wonga: .ExternalClass p.ecxMsoNormal, .ExternalClass li.ecxMsoNormal, .ExternalClass div.ecxMsoNormal{margin-bottom:.0001pt;font-size:11.0pt;font-family:'Calibri','sans-serif';}.ExternalClass .ecxMsoChpDefault{font-size:10.0pt;}@page Section1{size:612.0pt 792.0pt;}.ExternalClass div.ecxSection1{page:Section1;}When you applied for a loan with us, you chose your own terms by selecting both the amount that you borrowed and the period that you wished to borrow for. In doing so you entered into a formal agreement with us and implied in making the contract that you had both the means and the intention to repay the loan as well as any fees and interest that had accrued, on the date of your choice. Our decision to lend to you was made on the basis of this contractual commitment from you. Should you have deliberately entered into a contract with us where you have no intention or no means to complete it, we are at liberty to consider your actions a deliberate attempt to deceive us and to treat the matter as fraud. Where you can demonstrate (with tangible proof) that, between the point of you borrowing and the point that you contacted a debt management or similar company, that you have suffered a material change in your financial circumstances which you have not negligently brought upon yourself, then we may consider an offer submitted such a company. We currently require you to repay your loan in full. Should you choose not to repay us and where we do not receive proof of a change in your financial circumstances, we may consider that you have obtained credit from us by deception and will treat your conduct as criminal. As such we will have no obligation to treat the monies due to us as a debt rightfully borne from a credit agreement but as a potential loss caused by fraud. We will pursue this matter, by whichever means that we see prudent, that is to say as a civil matter or by reference to the police, until we are content that our interest are protected. Please note that we cannot agree to any payment arrangement without the first installment. All advice welsome!! Thanks