Thanks for all your responses - I really appreciate it. As I said i'm not bothered about the NCB and if the insurance companies are having a battle with each other. I might as well contact them again to gain a bit more detail about the nature of the ongoing claim and how long it is likely to take to resolve, just as a matter of interest. It may well be that the if the police have decided that no action was necessary then the nature of any claims against each others insurance has become complicated. I'm just speculating. Thanks again.

I was involved in a car accident in May 2009. Basically I was the last vehicle to hit a car after a vehicle had stopped suddenly on a busy stretch of road. There were 3 cars involved including my own. My car was quite old so the damage to it was enough that it wasn't worth fixing so it got scrapped. Since then I have had no car - don't reallly need one. I notified the insurance company and didn't hear any more from them. My policy subsequently ran out a month later. At the time nothing was said by the police officer and he just took a few details. A couple of days later he phoned me and said that his report would take into account the terrible conditions at the time and he didn't think anything would come of it but there was a chance that they could decide to charge with dangerous driving. No statement was taken and since then I have heard nothing and a whole year has now past. I gave my insurance company a call today to ask about proof of no claims. I assumed that there had been none as I hadn't heard anything. They said that a claim was ongoing with the claims department. I'm not worried about the insurance. However, do you think I should check with the police to see if anything is happening? It has been over a year and i've heard nothing from them. I just assumed that nothing was happening and that no news was good news. Advice would be appreciated. Thanks.